Hear Ye! Hear Ye!
The Evil Esquire Bar Association is seeking public comment regarding the misadventures of California attorney Craig Michael Laverty [#102112], prior to accepting nominations for his induction into the EEBA.
Craig’s addition to our watch list was precipitated by an anonymous tipster who informed the EEBA he is “under investigation by authorities.” According to information provided to the EEBA, Laverty is a confederate of rapist and foreclosure artist James Parsa, see James Parsa, [E]squire | ADDED TO EEBA WATCH LIST, herein. Caveat Emptor!
Anyone with information regarding Laverty is encouraged to anonymously comment to assist consumers of legal services to assess his character and professional abilities.
Laverty’s address is as follows:
Law Office of Craig Michael Laverty
30025 Alicia Pkwy #186
Laguna Niguel, CA 92677
Phone: +1 (949) 249‑9420
Laverty obtained his undergraduate and his law degrees from Western State University in Fullerton, California. He was admitted to the State Bar of California on June 7, 1995. According to his bar record, Craig has “no public record of discipline” nor any record of administrative actions.
****** STATE BAR OF CALIFORNIA WARNING ******
Consumers of legal services in California cannot rely on the Cal Bar to assist them in the event they become a victim of, for instance, one of the 13,529 attorneys complaints were filed against in 2008. Moreover, it is very difficult to discern whether or not a lawyer has engaged in “misconduct” or even illegal activity because the Cal Bar does not publish the complaints they “decline” to investigate. California consumers “roll the dice” every time they retain a lawyer and one out of twelve times they will make the wrong choice.
Interim Chief Trial Counsel Russell Weiner recently expressed bewilderment regarding the number of lawyers preying on consumers. “The number of attorneys using their law licenses to essentially take money from unwary but trusting consumers is astounding,” according to Weiner.
Obviously Russ has been living in a different dimension and just rejoined the human race here in reality. Each year, formal complaints are filed against 8.5 percent of California’s active lawyer population. From 2004 through 2008 the Cal Bar disciplined only 3.1 percent of the lawyers regarding whom they received complaints. During this period, only 0.8 percent of complaints received by the Cal Bar from consumers of legal services i.e., victim clients, opposing parties, etc. resulted in disciplinary action against the offending lawyer. The only conclusion we can draw from our analysis is that the California Bar is highly political– read corrupt.
For decades, California’s lawyers have been given too much latitude by the State Bar to screw consumers of legal services. The crisis Russ finds himself entwined in has been building for years. Radical left wing progressives dominate the Bar’s policy formulation and have sucessfully moved it away from its charter as an attorney regulatory body into a political instrument. They fork over tens of millions in political donations to the likes of Jerry Brown, Nancy Pelosi, SENATOR Barbara Boxer a/k/a Ma’am and too many state assembly politicos to count. In return they enact or fail to enact legislation to protect California bar members’ franchise to screw consumers. In Jerry Brown’s case he simply refuses to investigate allegations of attorney criminal acts– until the media picks up on a case.
Empty headed, former State Bar Court Judge JoAnne Earls Robbins who criticizes California bar prosecutors as “unreasonably strict” and advocates against permanent disbarment as well as numerous other California attorneys who’ve successfully lobbied against allowing victims statements to be heard and considered by the State Bar Court when dispensing discipline are the ground troops in this undeclared war against liberty, justice and the property rights of Californians. It’s Rome all over again!
While California is certainly in the bottom quartile of U.S. “attorney discipline” systems, in our opinion, no state adequately protects consumers. EvilEsq.com can help to equalize this problem. If you have information regarding the attorney mentioned above please, comment on this post, rate the lawyer’s “evility” and assist others to find EvilEsq.com and this post by using the button to post a link to EvilEsq.com.
If you’ve filed a complaint against an attorney that your state’s bar overseers have “declined” to investigate, forward it along with any exhibits thereto for our consideration for publication.
If you know of a lawyer who’s worthy of induction to the EEBA? Send a brief summary of the lawyer’s qualifications along with his or her full name, state(s) of licensure and other identifying information to victims @ evilesq.com and, depending on their conduct, we’ll add them to our Nominee roles or Watchlist.
We strongly advise anyone contemplating hiring a California attorney use our LAWYER PROPHYLACTICS.
Craig Laverty took our money in June to perform a Loan Modification. He did nothing. Then passed it off to a group called Attys Processing Center, or Solutions Law Group. They did nothing. I asked for my money back and I can’t get. They ignore my emails, ignore my phone calls. 1 month ago they said they would send me my money back, and I still haven’t received it. AND they aren’t answering my calls again. The person in charge at the Attys’ Processing Center is Roge Rupp.
Be certain to file a complaint with the State Bar of California, the California Attorney General as well as your local district attorney’s office. The State Bar has a special task farce dedicated to mortgage modification fraud.
Thanks. They called Friday and said they would send our check. It’s Tuesday and I haven’t seen it. Do you think I should file the complaint even if the check arrives?
If you think Laverty et al have violated the California Rules of Professional conduct, Business and Professions Code, Rules of Court or any other law then you absolutely should file a complaint. We hope for your sake the check found its way to the mailbox. Keep up posted!
I know first hand all the unethical and immoral ways he steals money from his client’s because I use to work at his office and I am willing to assist anyone who needs my help from his fraudulent law practice the state should take his bar license away!
I am filling out a form to file with the State Bar right now, and I have also contacted the Orange County DA. Would you be willing to give me information on Laverty? Or contact the OC DA and give them your story?
I am doing a Loan Modification with Legal Loan Bailout and the lawyer Is Craig Laverty-should I be worried and did I get involved in a scam and what do I need to do to fix it.I have paid $3600.00 so far and it has been two months.I do not even know if my mortgage company has been contacted.Please help.
@Mike If you can’t get a written synopsis of what Laverty has done on your behalf, you should contact the State Bar of California, the California Attorney General and the Attorney General of your state to determine how to proceed. I also recommend contacting your mortgage company to verify Laverty is working on your behalf and if not that you attempt to work with them directly concerning your modification or seek counsel of an attorney you know as to how to proceed.
Laura did you ever get your check back from the Laverty Law Firm
Hi Mike. No. I am filing a complaint with the State Bar now. I am very concerned I am screwed. We are looking into a malpractice lawsuit. I don’t want to spend the money but I might find someone who will take it for a %. It would be worth it to take out a crook.
The Laverty Law Firm took my money on a loan modification, and has done nothing for me, and will not refund my money either. They do not answer their phones anymore, and all three different telephone numbers that I have go to the same voicemail system. I called the State Bar of California, and they told me to do a complaint and send them all of the information I had on The Laverty Law Firm, and that they believed the attorney was Craig Michael Laverty SBN#176586.
I filed my complaint already. I called today and let them know if they didn’t reply I was going to the DA. I have already contacted them but they didn’t get back to me. I ‘ll be pursuing it tomorrow. If you guys are willing, I’ll post their contact and name and you can contact them as well. We have the best chance of going after this guy if we band together.
Here is the link to the OC District Attorney. I think if we all contact them we have a better chance at nailing this creep and getting them to open a fraud investigation. It shows he is making a habit of this behavior.
http://www.orangecountyda.com/home/index.asp?page=117
Oh — do you have these phone numbers? Someone is still answering this line.
949–521-6592
949–271-2708 fax
Link to the CA State Bar. File your complaints people!
http://www.calbar.ca.gov/calbar/pdfs/DispComp.pdf
Here is the link to the Better Business Bureau. I have filed a complaint here as well.
http://www.la.bbb.org/Home.aspx
The Orange County DA returned my call and gave me the following number for unit set up to handle Real Estate Fraud and Loan Modification scams.
714–347-0580
I sure hope you folks follow up too!
You’ve gotta be kidding me. WE HAVE BEEN DEALING WITH LEGAL LOAN BAILOUT AND SOLUTIONS PROCESSING AND LAVERTY LAW FIRM SINCE JUNE 09, AND YES YES YES, THEY ARE CROOKS. They have taken $5600 from us and we are behind 6 months, yes, 6 months on our mortgage. Ruge is one of the lawyers who has been cc’ed on ALL ALL ALL of our emails and no, no money back. RIGHT now, I am drafting a letter to our State’s attorney and congressman. I am looking forward to the class action law suit. Anyone else out over $5000? Don’t sign ANYTHING WITH LEGAL LOAN BAILOUT / SOLUTIONS PROCESSING / LAVERTY LAW FIRM! YOU WILL REGRET IT!!!!
If you wanna chat about this, reply and leave a number or email and I’ll give you the horror story!
Thanks, Laura. I just filed an extensive complaint with the BBB. I calling the OC DA next. Let’s get this going, family! His office is probably keeping an eye on this, but there’s nothing they can do about it now. Too many people have been affected and have lost an awful lot of money, and possibly their homes over this.
Laura: That 714–347-0580 number is not working. Helllllpppp! Any other way to file a complaint with the OC DA.
Yeah — I’m trying to get through. That specific number was given to me by the OC DA consumer fraud investigation department. Let’s call back and ask for the “Real Estate Fraud” investigation unit. He said it is specifically set up for this type of scenario. I may have written it one number off…
I just received a call back from Real Estate Fraud Division. 714–347-0580 is the correct number and you can ask for Laura. (Like me!) They are using the same form that is on the consumer fraud tab — so download the form, fill it out and mail it to them and specifiy the “Real Estate Fraud” division. They already have a lot of cases but I think if all of us band together we can get some real action.
Hi Laura
My Mortgage company is going to modify my mortgage from Legal Loan Bailout,but realize,that I could of done it myself for free,but they did nothing with the 2nd mortgage,which they promised to do,so people should only use government assistance and call hope now and they could do the same thing and it is free and companies charging for this is a scam.Luckily I only paid for two months.
Just to let you all know we are making a difference. I was just setting up a civil lawsuit when I received a check in the mail from Laverty. It may be too late for them now though. The State Bar sent their letter before I got the check. I don’t know who got action, The OC DA, BBB, State Bar or Evil Esquire! but keep at it.
Thank God, Laura. Just TODAY, we received a GENERIC FORM LETTER FROM CRAIG M. LAVERTY simply saying NOTHING. It just says that they are “assertively pursuing (your) loos mitigation objectives … and have taken steps to ensure that (you) are updated with progress reports. Blah Blah Blah. Now, I have filed a complaint with my congressman, my state’s attorney, and with the BBB. Why am I not getting my money back? Do I have to file something with the OC DA as well? Please advise. We really need the money.
I don’t know why — I am waiting to make sure it clears the bank though. I have been after him since August. Keep on it — he’ll have no choice but to give it back to you now. It’s his own fault for not taking care of us. I gave him a lot of time to take care of business and now everything is in motion it’s a little late to stop it all. I would DEFINITELY recommend you file with the OC DA.
Hi Laura
I’ve been reading you postings and I want to thank you for your information. I as well have been taken by these people. I went into their program through LegalLoanBailout in 6/09, I did not know that this other company (Laverty Law Firm) was separate from them. I have paid them 4,730.00 and I am having the same problem. It’s been 6 mos. and I haven’t heard any progress, the only thing that they have done for me is pushed the sheriff’s sale date. I did get to speak to a Lauren Bolton (accountant) who handles the reinbursements, which by the way she’s difficult to reach. She told told me that she was going to email my message to her attorney, she didn’t want to give me his name, she said she had to check my files to see who he was. So I asked her how long for me to get my refund and she said “well we just finished reimbursing the end of sept. and oct., so hopefully in 6 weeks and with a faint voice hopefully earlier in about 4 weeks. The truth, she did not sound convincing. I am desperate because I do not live in California.
Oh Naomi,
I’m sorry you are in this too. I can only encourage you to take it to every doorstep you can. The more of us that take action, the better we have of either getting money back or putting them down. To tell you the truth, I thought my money was gone. I got mad and I decided to go after them. I have given the authorities all the names involved — I suggest you do the same. The more people who take action, the more likely they will respond. The case just becomes stronger and stronger. I’m still not sure I actually got my money back — I’ll wait to make sure the check clears the bank first. The woman I spoke with at the Calif. State Bar. She is an excellent first step. You really need to call the Orange County District Attorney — Real Estate Fraud and let them know that other’s have filed complaints against these people. I also went to the Better Business Bureau and recommend that as well. They have a very easy on-line complaint form. I would also recommend you keep posting here and anywhere else you find complaint boards and get the word out. The state bar recommended other courses of action that I was getting ready for and that is Small Claims Court, and also to file with the Client Security Fraud at the State Bar. They have a fund to reimburse people who have been defrauded by attorney’s. If they determine Laverty has been bad they will go after him for the money and write you a check from the fund.
Keep us posted on your case!
Laura
Oh btw — it was Lauren Bolton who sent my check. You got the right person.
Hi Laura
I want to thank you so much for responding to me. I already made a report to the BBB of CA. and I am also planning to keep making complaints with the rest of the agencies you suggested. Today I went into my yahoo acct. and guess what? Joe Nicholson (solution processing) wrote to me wishing me a happy thanksgiving and letting me know that the office will be closed for the holidays and that he will be giving me a call before 12/02/09. I think it’s b/c I asked for a refund. Once again I want to thank you for your help, and I will keep you and rest, posted as to the progress and outcome of this whole mess.
Naomi
We are in a similar situation…6 months and no word on our modification. Our 2nd mortgage says that our lawyer is denying that he represents us when they call him… (Cesar Trujillo who works for solutions processing) Anyone have interaction with him? It is impossible to get a call back from them. Although they do now have a live person that actually works in the office with him answering the phones instead of that answering service they used to have.…Am I naive to still have hope? They are claiming that they are waiting on our first to review our package/proposal.…Should I ask for a refund?
Definitely go after them and kiss off the money. And it is natural to have hope — that is what these creeps bank on. You can always call off the dogs if they respond. Also — your second will work with you because they are in a worse position if you lose the first. The DA has hundreds of these cases and you should get in the queue no matter what! Beside — you never know who else is complaining against this outfit. The fact that he is connected to Solutions Processing is a huge red flag too. They are totally shady. Gather your records, your correspondence trail as best as possible and contact all the above listed agencies. Then file a civil lawsuit to get your money back.
Hi Laura
Did your check clear? Oh and did they refund all of your money? I still haven’t heard from this guy (Nicholson) but I guess there’s still tonight and tomorrow.
Naomi
Hi Sara
You really need to take Laura’s advised and file complaints to all of them and you can call and speak to Lauren Bolton 949–734-4619 she is the accountant that handles the refunds. This is her direct line, if in case it goes to voice mail and it says its full, call back again and keep trying her until she picks up.
Naomi
I should know today or tomorrow if the echk clears. The refund was for the full amount. I wouldn’t wait to hear from Nicholson. I did talk to the Bar to let them know I received my check — but they are continuing the investigation and will make their judgement based on that. I would recommend you file and make sure they look into your case.
I will file with the DA then…I called today and was very pushy but they still would not give me the address where they are physically located. Anybody know? And Laura, on what grounds did you ask for your refund back? Thank you for Lauren’s number…I will call her tomorrow too.
I am having the same problem with Laverty law firm. They did nothing for me.
I have asked for a refund will not responed and they never answered the BBB office either. What should I do next?
I have gotten no where with Laverty law firm. Any other ideas. Turned into
BBB they never responded to them.
Hi Sara — you can go to the OC DA online and download their complain form. Use the Consumer Fraud form. When you mail it in clarify it to reach the “Real Estate Fraud” division. I asked for my refund back because they didn’t do anything. It is enough for the terms of their contract.
You guys just read up the posts and I have linked everyone where to file complaints.
#1 — State Bar of California
#2 — the Orange County DA — Consumer Fraud/Real Estate Fraud Division
#3 — Better Business Bureau
#4 — File for a refund through the State Bar Client Security Fund
#5 — File a civil lawsuit
Hi Laura
No I won’t be waiting for Nicholson’s call, that’s for sure! Oh I am really happy for you that you got every cent back. Today right after work I am going to a Lawyer friend of mine who is going to help me write letters out to all the agencies you mentioned above. Thanks again Laura. I will keep you posted when I hear something.
P.S. I really appreciate that you are the only one who is still helping out other victims. Very much appreciated!
Naomi
You are welcome. It is a small thing to post information and I am happy to help. I pick a fight on principle and this guy got my goat bad! He shouldn’t be allowed to prey on those in need. I find that a sick mentality and it should be battled.
Laura–on what grounds did you ask for a refund.
Did your lender help you?
is their a way of just getting your e-mail for questions
Hi Kim– I asked for the refund because they didn’t do anything. That is enough grounds.
No — my lender didn’t help and I doubt any of them will.
You guys need to know I am no expert or legal advisor! I’m just a victim like you that took action and brought the fight to them. I kinda like answering questions here because everyone can read them and it is open to internet searches for new people too.
Laura
Thanks not sure really what I’m doing. Laverty, did not work for me I did all the
work with my lender because they would not return calls. Lender gave me 48 hours
to take offer which was good. But Laverty was never involved.
I have contacted BBB got nowhere-no return contact. I have filled out all the
other p.work you think will help the only one I have done is the civil lawsuit.
Should I wait on that or go ahead and start it .
I would like to say thank you for your input it really helps I was going to not pursue this but 5600.00 is a lot of money when they did nothing.
Thanks again
I’m surprised you got no response from the BBB. They are waiting for a response from Laverty right now regarding my complaint. I think you should definitely pursue your money. If the State Bar finds him guilty and fraudulent, they will reimburse you out of the client security fund. If he sends you back your money, they will work it out through him. If you pursue the Civil lawsuit you will most likely win it. It really is up to you where you take it.
Oh no!!!! We signed up with Solutions Law Group back in July and we’re running into the same thing. No updates on progress, they’re not returning phone calls or responding to emails. We’re in it for $2,600. I guess we’re lucky compared to some of you.
We will be filing a complaint! Is there going to be a class action lawsuit?
You can also visit this website:
http://www.complaintsboard.com/?search=craig%20laverty
Laverty is all over this complaint board.
Thank you, Laura, for all that you have done. Did your check clear?
As far as I can tell it has cleared. I haven’t received a notice from the bank or a reverse on line. I deposited it on the 25th so I still have another day to be sure.
P L E A S E R E A D T H I S P O S T!!! After 7 months of NOTHING, we are truly blessed to have received all $5600 back. Craig M. Laverty, himself, sent a check to us via certified mail this week and it cleared at midnight (the same night). It included a letter from him stating that he understands that a loss mitigation has been filed in the state of MD. … so in plain language, our package to the State’s Attorney General stating what happened to us, WORKED. It lit a fire under him to return our money.
We did not file with the OC DA although I planned to. It was just a lot of questions I couldn’t answer. Instead, I filed a lengthy complaint with the BBB, as well as our Congressman, and … the top lawyer in the state of Maryland. That was the key, I believe to this closure.
I worked with these people since June of this year and we NOW have to short sale our home because we are TOO far behind to work out something with our lender. These people strongly advised us NOT to talk with our lender? People, that is illegal! The lender OWNS YOUR HOUSE, why can’t you talk with the true owners of your house!!! Oh, well, we now have to pack our kids and move and RENT a home so we can improve our credit and try again in a few years. DO NOT TRUST ANYONE IN LEGAL LOAN BAILOUT, SOLUTIONS PROCESSING (btw, they work under different names, Solutions Group, etc.), or EVEN LAVERTY LAW FIRM! Yes, they’re in California, but they managed to dupe us our of $5600 and we’re on the total opposite coast. ;-[
If you’re in it, you are entitled, by law, to get a detailed check and balance of the “hours” that have been used on your case, which is the detailed log that this law firm has charged. A lawyer told us this! I have Rupp Rugg’s (sp?) email if you want it, (once it gets to the refund stage of your case).
B O T T O M L I N E .… . C A L L Y O U R L E N D E R A N D A S K T H E M
W H A T H A S B E E N O N Y O U R B E H A L F B Y T H I S G R O U P O N Y O U R M O D I F I C A T I O N. Please remember, help is free. These modification gigs are scams. We have learned the hard way. It’s costing us our house!
Laura-got a phone call from Lauren stating she has forward paperwork for
refund. I guess thats a good sign. She said it take about 6 weeks. Will see.
I did mail off all paperwork yesterday w/DA OC
There is no reason for it to take 6 weeks. They did give me the same spiel and I never received it until I went after them. So — if you are content with that response, watch the mail and on the day — go after it. Maybe the OC DA will get your action for you in a timely manner. They said 3 weeks on Aug 21. I just received my money on 11/25.
Anaahs
Could you send me the e-mail for Ruggs.I have never talk to him.So far my loan is being modified,but had to stay after them.I was a pest the whole time,but always had a hard time calling me back and I called the lender directly the whole time to make sure someone was negotiating on my behalf nad never trusted them and was leary after the first month and found out,that I could of done it for free,but was not offered until after the fact and my lender was not being very cooperative and was not late on my mortgage,but struggled every month to stay afloat.I still want my money back,because I felt like I was lied to and if I left it up to them,then I would be out on the street and always felt like,that I would never be this gullable and could not believe people would fall into traps,but Iguess,when you are desperate,than you have companies preying on people like us.
Mike, if they did the modification for you, you’re not going to be able to get a refund.
We were told yesterday, but “Juan,” that our file was being turned over to a supervisor and that the supervisor would do our mod and would call us. Nobody called (what a surprise!). We’re in the process of canceling our contract and seeking a refund.
Question: I’m in New Hampshire. Who do I contact in my state to complain to?
Roge Rupp — Supervisor at Solutions Procesing/Attorney Processing etc.
roge@attorneyprocessing.net
Get a log of what they have done for you.
You must deal with California authorities to get action on your complaints. Although it can’t hurt to notify your own state attorney’s and bar associations.
Renee
How long have you been dealing with them
Hi Mike. Since July of this year. I was actually referred to them by a person I know and work with online. The person she referred me to is her son-in-law. He’s a Realtor and he sent us to Craig Laverty. This Realtor has been great in returning phone calls. He tells us he’ll call them and have the call us. The problem lies with actually getting calls returned. They just do NOT call back.
In contacting our lender, we found that they were only contacted TWICE by this firm. They sent the forms to our lender in July, and the called our lender on November 12. Between those two times, there has been no activity, yet they told us that they had negotiated with our lender.
I don’t think this is a scam, but I do believe these people don’t know what the heck they’re doing. Right from the start, communication with them has been terrible. We complained about that right at the beginning and it has only gotten worse.
Since they have failed to fulfill their promises in the contract, we’re going to cancel and then do our own modification. My future brother-in-law is an attorney and he’s going to send me a letter with the correct wording to do this.
tonyslg@yahoo.com
roge@attorneyprocessing.net
MIKE: I don’t know who Tony is, but these are two of the people that I have included on all of my angry emails about cancelling and demanding a refund.
RENEE: It is a scam. You don’t fax forms to a bank and make one phone call in SIX MONTHS and believe that justifies taking someone’s hard-earned money. Please go through with getting your money back.
Since I didn’t file with the OC DA, I know know if they could have helped us with our refund. However, you should contact your state’s “State’s Attorney” / “Attorney General”, (same thing). Include in your package the following:
Letter explaining your story;
copies of the cancelled checks paid to Laverty;
a complete copy of your retainer agreement; and
your hardship letter that explains why you need your modification (you can easily modify the hardship letter that you included when you signed up with Laverty);
Your state’s attorney general does not appreciate someone taking one of their consumers for granted in their time of need.
My husband got in touch with Laura Bolten this afternoon. He said she was shocked. She wanted to know where he got her direct number. He told her I got it off of the Internet and she said that was impossible hahaha!
He told her we’ll be looking for a refund. She gave us an email address to send a letter to: fileintake@attorneyprocessing.net
anaahs: Where do I find my state’s attorney general? hmmm… I guess I could Google it.
Anaahs, thank you for that information. I truly appreciate it.
Naomi
Hey Jhon Doe what kind of other information you can help us out with? Please let us all know.
Thanks.
I am in the same boat, I paid Laverty $7000 and NOTHING!! My loan submitted in June 2009 through Legal Loan Bailout. I am going to file a complaint and try to get my money back. So far all I get is a run around from everyone at solutions processing, does anyone know craig laverty’s email address?
Several addresses:
27612 (and 267611) El Lazo Road, Suite 150, Laguna niguel, CA 92677 (Attys Processing Center)
30025 Alicia Pkwy, #186, Laguna Niguel, Ca 92677
Lastly just avoid this one!
27611 La Paz Rd, Laguna Niguel, CA 92677 (Kelly Clements, ModRx) This one contacted me after the fact trying to rope us into another scam!
OOops. 27612 and 27611…
Jen, $7,000!!! Wow! I’m wondering why the differences in the amounts we were all charged. We seemed to have been hit the lowest with $2,600.
We sent an email to Laverty and cc’d a bunch a people, saying we want to cancel our contract. I still have to get our complaints in.
It looks like we’re going to be going the foreclosure route at this point
Hey, Renee
I also fell for this scam in Oct. They have $1400.00 of my money and I demanded a refund after stories didn’t add up between Legal Loan and Solutions Processing. I had Tony from the “law firm” call me and saying they no longer are doing business with LLBailout, because they were making promises they couldn’t keep and the “money back guarantee” wasn’t really what Legal loan said it was and then I spoke w/ Channa Lee—- it was a bunch of crap they were unloading on me. I has written a check to them for another $1400, and just had a gut feeling, and stopped payment on the check. Thats when Lauren Bolten called me (at this time I knew her name from reading the blogs which shocked her) and wanted to get an electronic check from me. I told her absolutely not, and demanded a refund. She gave me this fax #949–271-2708 and put it to Atty Craig Laverty requesting refund. I called my Bank and the paperwork has been turned in, but I still needed more (whichProcessing Center didn’t tell me). I can’t believe I was so stupid to fall for this when you can check every 2 weeks yourself. Even my bank told me this.
hey everyone. You are not alone. I was passed off to Solutions Processing from Pacific One Lending. They wanted $3000 but I negotiated to $2500. Now I am trying to get my refund from my credit card instead of dealing with Solutions, aka Craig Laverty. They are totally incompetent. I was supposedly prequalified by both Pacific One and Solutions and was told 95% success rate and if not successful I would get a full refund. After they took my money I get a call from Solutions telling me I make too much money, then a 2nd call that I dont make enough, then a 3rd to lie and get a phony lease from a family member that they rent another property. Needless to say the bank denied my remod request. Thanks for the great advice and good luck to everyone on getting their money back.
Naomi
For everyone who needs addresses to make your complaints:
1– BBB Headquarter 3075 Beacon Blvd., West Sacramento, CA 95691
2– Office of the chief Trial Counsel/Intake, The state Bar of California, 1149 South Hill Street, Los Angeles, California 90015–2299
3– Office of the Districk Attorney, County of Orange, 401 Civic Center Drive West, Suite 500, Santa Ana, CA. 92701
4– The Department of Real Estate, 2201 Broadway, Sacramento, CA 95818–2500
5– Govenor Arnaol Schwarzenegger, State Capitol Building, Sacramento, CA 95814 Tel: (916) 445‑2841
PLEASE, WE ALL NEED TO GO AFTER THESE ABUSERS!
I’m still wondering why we all got taken for different amounts of $$$
Get this, when we talked to Randy Salatino at Solutions and told him about all the complaints online, he said they were their competitors trying to make them look bad!
Naomi
Hi Renee from what I got, they charge you according to your mortgage payment. At least that’s what I was told by LegalLoanBailout, I had to show the bank “that I was able to make my payments”. So that’s how they come up with a figure and from what I’m seen from all of us, we all have been charged different amounts.
Randy Salatino is a liar, then how come so many of us haven’t seen results yet? and so many months have gone by? and no one at Solutions or Laverty picks up their phones anymore. Their voicemail boxes are always full! One woman (Erica) still has saying that she is on vacation and will return November 30th.
I didn’t find them on the internet. Someone I know th rough work (all of my work is done online) told me that her son-in-law does these modifications and he works miracles. Randy is her SIL. Seeing that he was referred by someone I *know* we decided to go for it. He has been great about returning calls and trying to get people to call us back. I finally told his mother-in-law about what was going on and that it’s a scam and her SIL is involved. She told me she would get to the bottom of it. She forwarded my emails to Randy.
He ended up calling me at 9p.m. my time and “threatened” that “If you want me to continue to cooperate with you, you will leave my mother-in-law out of t his.” He further said that using the term “scam” embarrassed us … him and me. I told him I’m not embarrassed because I didn’t do anything.
I’m thinking, he’s embarrassed because he’s running a scam and now his MIL knows about it.
Wow Renee, this guy is no good and I can’t believe he called to threatened you. Are you going after these people?
I just received an email from Roge Rupp, saying that, that they sent a full harship package and a full financial submission on my behalf and submitted to them, and that my negotiator has post-poned the sale dates 4x, and that we have to wait for them to respond to their submission. These people do not communicate with each other, b/c I had written to them a few weeks ago telling them that I hired someone else to help and that I didn’t need their services anymore.
But anyways, I have submitted my complaints to all the agencies I listed above.
Laura/Anaahs I wanted to ask you, did they do the same for you? I mean as far as postponing your sales date?
The only thing Solutions Processing is doing is helping people who are in trouble lose their houes. We’re going to stay here as long as we can until we get kicked out.
What is a hardship package?
Yes, we’re going after them. We sent them a letter last week telling them to cancel our contract and we’re filing complaints with all of the above agencies.
that’s what I would like to know? He thinks by telling me that, that I’m just going to wait around for them. It’s all ready been 7 months now.
The different amounts didnt have anything to do with the amount of the mortgage. I know 2 others that went with Solutions and all 3 of us have different situations and were charged the same amount of $2500.
Foreclosure has not been as much a threat for us. BTW, it takes about a year or more of not paying your mortgage for the lender to go through all of the red tape to actually foreclose on your house. These people simply prey on those of us who are stressed about our situation and just string you along. Again, please contact the BBB as well as the Orange County District Attorney (OC DA) for true answers. Stop ALL payments to this group. They are all jumping ship. A lot of my emails had come back “undeliverable” because certain players quit Legal Loan Bailout and Solutions Processing. Why else would they quit? Their conscience got to them. Finally, my State’s attorney got me my money back by having Laverty’s records subpoenaed. Yes, he was going to go to court. So, PLEASE contact your state’s attorney. That worked for us. God Bless! If you have any other questions or want me to try to do some research and find your particular State’s Attorney, let me know.
Thanks Anaahs. unfortunately for me, I’m going through the foreclosure process. Now I have someone else in my state helping me, and like I mentioned before, I just sent out my complaints to 4 different places.
Hey yall,
I just received a call from Lauren Bolton today saying that Craig Laverty okayed my refund of $1400.00 and I it should be sent certified mail and should be getting it by Friday of next week. She says she cancelled my acct. and made it sound like my lender would cancel it also. Hello! they had no idea that I have been corresponding with my lender and even though they sent in my paperwork, the lender told me they only receive calls, suggestions, cancels, from me. I’ll let yall know if I get the refund. hang in there people. If we put enough heat on them and throw out some big names at them, they may refund all of you that have sank alot more money than I have.
JULIE, WHO ARE THE PEOPLE W/THE BIG NAMES? AND HOW LONG DID YOU HAVE TO WAIT FOR THEM TO CALL YOU TO LET YOU KNOW THAT THE REFUND WAS OKAY’D?
Hey naomi
I wrote them an Email and faxed them my email. I just threw out the names that have been on this blog. And that I have contacted them… If you want me to send you a copy of my email, I’ll by glad to do so. But hey, I can only be hopeful that I get my refund… I wont hold my breath. But let me know if you want me to send you a copy of the email.
Hi Julie, yes I would like to see your email, b/c I didn’t get the same response from them. Roge Rupe said that they have been working on my file and that they talk to the bank every week and that they will have an update for me immediately. This was on 12/07, today is 12/11 with no response.
If Lauren Bolton called, your check should be good.
Thanks Julie
Lucky you! She has never once called us, even though we were told numerous that she would get back to us. Have you checked with your bank to verify that they have, indeed, been in contact with Roge?
Julie
I’d really appreciate it if you’d send the email to me too. honey1959@gotsky.com
thanks!
Hi Julie my email add: naomidepabon@yahoo.com
We hired the Laverty Law Offices to handle 3 different mortgages for us in mid-July of 2009. We have paid them thousands of dollars and they have yet to get any results for us.
We have diligently provided them with all the paperwork that have come in from our lenders including late payment notices, statements, etc. Some of these letters required immediate attention and we would forward them right away to our processor, Lisa Brandt. Not only she does not acknowledge receipt of these time sensitive letters, she does not even read them.
We have finally come to the conclusion that they are not doing any “negotiations” on our behalf as Lisa Brandt (does not even know the status of our files), every time we call her.
Going through this company is such an aggrevating and frustrating process that I can’t even describe in words!
The bottom is.….DO NOT HIRE THESE FOLKS FOR ANYTHING!
WE ARE NOW IN THE PROCESS OF TRYING TO GET OUR MONEY BACK, AND THE WORST PART OF IT IS THAT WE FEEL NEGLECTED BY THIS COMPANY!!!
I believe it is a crime what they are doing.
MY SUGGESTION IS IF WE CAN GET ENOUGH PEOPLE TO VOICE THEIR EXPERIENCES, I WOULD LIKE TO TAKE THESE GUYS FOR A CLASS-ACTION SUIT FOR MALPRACTICE!!!
I don’t know how these people sleep at night!
AGAIN, DO NOT HIRE THESE FOLKS! THEY’RE JOKES!!!!
I can’t say it enough, people. You MUST file your complaints to the State Bar of California, the Orange County District Attorney, and the BBB. The people who will take them out are the CA State Bar and DA. You just gotta get your stories in.
I have been working with these people scene august and i still don’t know where we stand please call me or e-mail me i cant get them to call us back we have work with
Lisa Brandt my wife and i are lost we payed 4500
they told us not to contact our mortgage Company and do not talk to them
713–851-2226
To those who has been victimized by Loan Processing Solutions, Law Offices of Craig Laverty, and Legal Loan Bailout, PLEASE file a complaint with the Federal Trade Commission at https://www.ftccomplaintassistant.gov/
The more people that files a complaint, the faster we can prevent other consumers from being victimized! It only takes a few minutes to fill out! Please take the time so that no one else will go through this painful process. Thanks!
Lauren Bolten called us a week ago Monday, saying that our refund had been mailed. And we got it on Saturday, certified mail. We deposited it right away and it has cleared.
Push for your refund!
I agree with Another Victim — Please, please, please file your complaints!
Hey Renee — how long did it take to get your refund from the first request? Also — did you file complaints?
Laura, it only took a couple of weeks from our initial complaint to get the check. We were amazed! Maybe they’re getting so many complaints now that they’re putting out the fires more quickly.
I only filed with the BBB and the New Hampshire Attorney General. I threatened to file with the other agencies.
Hi Laura
I wanted to ask you how long did it take to hear from Bar association? Yesterday I got a small card with a complaint number from them, saying once they finish with the investigation they will give me a call.
Hi Naomi,
they take a while. I think it is 60–90 days. ALTHOUGH — I got a letter and then a call just a few weeks after the post card saying my complaint was forwarded to the Enforcement Unit for investigation and prosecution if warranted. I think being that they have other complaints they will follow up on this a little quicker.
Thanks Laura, I’m so happy to see you back on this web-site. I will keep you updated when I hear from them and rest of the other agencies I put my complaints to. I just wrote to the other agency that “another victim” suggested.
I also have been scammed by Laverty Law Firm. They have had our case since September I stopped sending payments when we weren’t hearing back from them and they drafted the installment payment for our account without our permission. I had purposely not wanted a direct payment from the bank acct. I contacted Lauren and she said it was by accident and if I wanted to reverse it I’d have to go through my own bank. I did that and they did reverse it and she did apologize but I think that’s bull. If she drafted it, she had to look up our check and see what the numbers were to draft it. Now we are close to forclosure, we have a mtg with our bank this week to hopefully modify on our own and we’re owed 2800.00 from Legal Loan Bailout. When signing the contract I crossed out and initialed the scope of work that included negotiating a short sale, or foreclosure and they never sent the original signed document back so I have no proof of that. They said they are not required to rmb us but if I can get a copy of that document or force them to produce it then I should be getting a refund. I may just contact Lauren and tell her we’re going to report them not only for not getting the refund but also for illegally drafting our bank account. Any thoughts would be helpful.
Does anyone have Lauren Bolton e-mail
Has anyone received their money recently,They are still very much in business
and wonder why they have not been shut down
no, i’m still waiting, although i received a confirmation from bar assoc. of receipt of my complaint. I haven’t heard anything from laverty either.
Kim– laurenB@attorneyprocessing.net
We got a refund a few weeks ago. After we got the check the Orange County DA called my husband. He told us that we’re in the minority and that there are a LOT of complaints and not many people getting refunds. I don’t know why we lucked out.
So glad you are all here, there is abosolutly nothing we can say that has not already been said about these people, they are crooks. We have been trying to get a load modification since May and of course nothing has been done expect that they have taken us for $4800.00. I will be going on to each of the agency websites as suggested and filing formal complaints. We have already requested our refund from Laverty and of course have not heard back from them on that status of that. When we call either we get an answer machine or no one is available, shocking, that’s how it’s been since the very first day with them. Thanks again for being here.
Hello Renee
Did he tell your husband why people were not getting refund. I have been trying
since November and getting told by Lauren that still waiting for stack off of lawyers
desk. The Orange County DA and I or playing phone tag, I did file with BBB but have not heard anything from them.
I got an email from the BBB that Solutions never responed to the complaint. I have a temporary credit from my credit card but Solutions has 45days to dispute it. Holding my breath they are so overwhelmed with complaints that they dont dispute it. I had also paid $2500 in cashiers check for my cousins remodification. Of course they did nothing for her either. My cousin filed complaints with all the aforementioned agencies. Laura Bolten said she was issuing the refund in a few weeks. its been 3 weeks and still no refund.
I just got of phone with Orange County DA office/Don and he said they or having
a hard time getting ahold of law firm. Gave him Lauren #. He also said they or over flowing in complaints and working their hardest to resolve these cases as
they come in. I myself can not get ahold of Lauren know by phone or email.
If anyone has any other direct phone # let me know or give them to DA office.
I have talked to Lauren on a few occassions. Here’s the phone number I have for her is 949–734-4619 in Laguna Niguel,CA. I have just emailed my formal refund request with a detailed list of laws they’ve violated, we’ll see what happens.
still no refund as promised by Laura Bolten for the $2500 i paid for my cousins remod. Now more bad news, my temporary credit on my credit card. Solutions rebilled the $2500 just days before the 45day time limit. Solutions claims to still be working on my remod. I was denied 10/9/09 by my bank in writing and also got an email from Solutions saying nothing they could do on 10/27/09. Letter to Bar and DA going out tomorrow.
Well just recieved my reject for refund from law firm. Stating that since I saved my
house my self and never contacted them that was my problem. So in this letter is another phone #949–521-6592 and someone does pick up the phone. I just don’t get they never returned any phone call to me or lender for over two monthes then
lender makes me an offer to save my house and i take it and they or stating
they did the loan modification. Know what?
laverty is denying my refund they stated “client was offered a trial plan by lender that would become permanent if complied with. Client did not comply. We fulfilled the terms of our contractual obligations by negotiating the terms of the offer presented to the client.”
Now I am still waiting to hear from the DA’s office and Bar’s Assoc. and the rest of them.
How can they deny are refunds.I thought it was illegal to charge upfront fees.The only positive response that I received was from my own state and they told me they will go after them.We will see.California I am getting zero responses.
Sent a ultimatum email on Thursday. Heard back from the Senior Advisor that she’d make sure Craig got it. I gave them 10 days to supply refund or will report to everyone I can think of. I do think we have one advantage and that’s the illegally drafting of funds from our account. I’ll give them the week and then start the calls. Glad everyone is talking about this, hopefully we can stop this guy from scamming people that are already in a stressful situation.
naomi
I got the same reject refund in the mail. I or bank hand not heard from them in
over a month. Bank finally called and presented to us a offer. A month latter
received a letter from law firm stating to contact them for start a new contract
to finish loan modification. They or know saying since I took offer they did their
job. I just got a letter from bar in mail hope to hear from them soon. Out
5600.00 sure could use that money.
To all of you out there who believe that you can do this yourself, I need you to ask yourselves a few questions…
1) Do you have at least 4–5 hours each week for the next 6–9 months to spend on the phone with your lender.
2) Do you have a fax machine, copier, printer, scanner that is capable of sending up to at least 40–80 pages at a time?
3) Do you have a good clear understanding of the programs that your lender is offering and I don’t mean, “I’ gonna get the OBAMA”. Do you know if you fit the qualifications?
4) Do you have a job?
If you answered yes to #4 then it would be very difficult to take on this process, make it happen and make it stick and if you don’t have a job and you feel as though you could do this on your own, well, you have shown yourself for the dead beat that you are and this is why you are in your current situation. GET A JOB!!! The problem here with all of what I have read seems to be two fold. Yes, you may have gotten some bad customer service, but where can you go now a days and not have that experience? Secondly, it’s a problem of responsibility. You aren’t loosing your house because someone didn’t do their job, you’re loosing it because you couldn’t afford it in the first place. Take a little personal responsibility people and quit your whining about how ” These EVIL people didn’t do their jobs”, well do you think that your lender feels the same way about you? Take a step back here for a second, you signed the loan documents and you know the rate and payment would adjust and whether it was a refi’ to get that pool in the back that you always wanted or finally being able to get the house you had always dreamed of, you bought the ticket, so take the ride. Oh, I forgot, you can’t afford the ticket but you want to stay on the ride so you went out and hired someone to help you and when you felt like they weren’t doing it your way you took out your stick to beat them with and low an behold the guy behind the steering wheel took it from you and clubbed you with it instead. Let me put this plain for you. “YOU DIDN“T PAY YOUR MORTGAGE PEOPLE. You didn’t abide by the terms of your contract, isn’t this what it is all about , you cannot afford your mortgage, ultimately, that is no one’s fault but your own. Now if someone, maliciously defrauded, lied to and failed to do ABSOLUTLEY any service for you, then ok, I get why you’re angry. But let me tell you folks, if you think that you can in 30 easy minuets, postpone your own sale date,why don;t you talk to the millions of people out there who tried to to do this on their own, yest, there are those who could, but on the whole, it just doesn’t work that way. How many different people do you talk to when you call your lender, how many different things did they tell you. If you’re late on your payments did you know that entering your loan # automatically gets you transferred to your lender’s collections department??? Betcha didn’t and guess what the collections department gets paid to do,.….. wait for it .….. COLLECT. I don’t know about you, but I don’t think that I have ever met an honest collections agent, EVER. They will tell you just about anything to get you to make a payment. Here is the deal people, fast food has killed people because of food poisoning, planes have been hijacked and innocent lives lost , horrible movies have been made, but do you still go through the drive through for dinner every now and then, have you gotten on a plane in the past 9 months or so and have you seen a good movie in the theatre lately. My point is that , there are always going to be bad experiences and sometimes bad outcomes, but to group people as evil and crooks is a little harsh don’t you think? What about you Jon and Jane homeowner, aren’t you an evil crook every day you live mortgage free in your house while your lender is footing the bill for you and possibly even paying your property taxes and home owners insurance? Tisk Tisk, you crooked , naughty little things you.…. Just something to think about.
You are a jerk,Either you are one of these scammers or some loser,that is sitting all day on a computer and living with their parents and really do not have any idea how difficult it can get in the outside world.Some people on here have had some unexpected hardships and do have a job and trying to support their family and when you finally move out of your parent’s basement,then you will realize this,You have no idea what you are talking about,Innocent people are being scammed by companies like this,that is why it is against the law in most states to charge an up front fee and when a company still says on their website,that they have an A rating with the B.B.B. and the reality is that they have an F rating,that is misleading.
Kim,
I don’t know what they’re talking about as far as me not complying with their contract, because the contract states “30–45 days” (I believe) to negotiate and “45–90 days” for a resolution. It was six months that I waited for them with no response.
But I understand exactly what you mean, I can also use the money myself.
Roger don’t waste your time with this person, let this individual, let his or her own fustration out by themselves, no answer is just perfect!
Roger,
oh and i forgot to mention, i feel the same way you do. I think this person works for them too. Sounds like this person knows a little too much about the process.
Laura do you have any other suggestion(s) for me? I wrote to all the agencies and I only received a confirmation the FTC. BBB first wrote telling me that the case was going to close b/c of no response from them, then they wrote again and send me their response. If you read my previous message, then you know what they said.
Call Shelia Campbell at 213–765-1049–Have you filed with The state Bar of CA.
Yet? If not need to do so. Also with D.A. office of Orange County–Dealing with
Don Holferd 741–347-8690–They or on top of this problem with Laverty
BBB will get you now where because they don’t answer they will just close it case.
But need to get all info to these people. Go on-line and fill out paper work and
send it to them. It took them almost 3 weeks to get intouch with me. But they or
hard at work .
Good luck
Hi Naomi,
I don’t have any further resources other than filing a civil suit. (I got in trouble with the State Bar for posting the phone number and have been trying to get EvilEsq to remove that post…) BUT the State Bar won’t necessarily get your money back unless they close the case in your favor. Then they do have a fund to reimburse clients defrauded by California attorneys. They all take a while to get action. The legal system takes a while and that is why crooks like Laverty exist. I recommend you apply to the fund now and hopefully they will reimburse you when they find against him, and go after Laverty on their own.
JustMe is obviously connected to Laverty, guys. Ignore him. You always have people getting on sites to stir things up. This chain took off on its own because people were defrauded by Laverty. Plain and simple. There are most probably many more who haven’t found it because they are already sunk. I started this because I was pissed and wanted to make him pay. I didn’t realize there would be so many others treated this way. Keep on it.
NO, NO, NO! Don’t call Shiela! I got in trouble for posting that phone number. It was a big no no. I didn’t even think about it because I was concerned with everyone here and that it would help her investigate if she knew there were more people involved — but she was very upset with me for that. I’ve been trying to get EvilEsq to remove that post. She said everyone has to go in the same way, through the system!
What is this company called that has a fund for people that got taken by
layers?
Its through the California State Bar. Just go the website and track it down. You can apply there.
Laura/Kim
State Bar sent me a confirmation #, but I haven’t heard from the DA, nor the Dept. of RealEstate. At least a confirmation of receipt.
But F.Y.I I hired someone else from my state and I am back in the house. This company is so different, they got it done in 3mos as its suppose to be done.
I am a newbe. I found this when I first questioned this guy. We received a notice that our back agreed to short sale. We’ve been waiting for a loan mod since July. we specifically said we wait nothing other than a loan mod and believed we qualified. Our guy Matthew Grimes. said we qualified for a loan mod and it was passed onto Laverty. Then he produced nothing but a short sale agreement. We are not behind in our payments, why would we short sale? We had a home accelerator loan which basically means we would pay interest and never purchase our home unless we funnelled a lot of money into it. Right now we can only afford to pay interest, because I lost my job. But we owe what our home is worth, so why would we shortsale. I’m wondering hoe much the finder fee Matthew Grimes is in on this. He is playing real dumb. He said he feels sorry for us. Knew nothing about Laverty and has offered his brothers services for free. Sounds fishy.…Anyone know anything about this guy in Vegas? God bless you whoever started this web site. “The pen is mightier than the sword.” Thomas Paine.
I’ll tell you write now — if it doesn’t feel right don’t do it. I have gotten into more trouble in life not paying attention to that gut check. Go after Grimes too. He may not know anything, and chances are he has no money, but at least you’ll put the fear of God into him.
Legal loan Bailout has changed their name to Legal loan Aid and now they offer no upfront fees and only charge,when you receive your modification,Sneaky Sneaky.and now it is the Ryan Attorneys.
Don’t do it? I’ve already done it, six months ago. But thanks to people like you and finding this website, my battle advanced much more quickly. I collected information in one day, and then made them an offer. I recommend getting one of those small sony voice recorders that you can download on you computer. I’ve burnt a few CD’s to send along with my complaints. As we all know, when their lips are moving — their lying. I was amazed at how many associates of these people were also scum bags! I will take my handy dandy voice recorder anytime I deal with potential white collar thieves, and lay it out on the table. If they don’t like it — I’ll go elsewhere. That’s what this world has come to!
Just heard from State Bar and my case has been re-assigned to investigator Thomas Layton for investigation. Let’s see happens.
He’s going down. I have the same investigator. I encourage all of you to file with the State Bar…
I received letter on Saturday stating re-assigned to investigator Layton
Well keep waiting as long as Laverty goes down.
I am currently a victim of this son of a B!$#$ so called Craig M. Laverty!!!! and I have been scammed and frauded
for a total sum of $ 6000.00 yes alot of money I know!!!! So I along with the rest of you that have been frauded and scammed
by this man am going to file with the state bar as well as the O.C. DA, and I will also be calling the local news media! I got to get this story out in the media and hopefully get this out so people wont get taken by this man!!!! I am determined to get my money back!!!
If you calling local news media. Where or you located? and what news media?
Our attorney is sending Laverty a letter. He said it was open and shut! The guy isn’t allowed to practice law in NV. Anyone outside CA, it might be worth it to hire an attorney just to send a letter. But I will definately file all my complaints as well. Including the State of Nevada Mortgage Brokers Licensing Div for my middle man Matthew Garnes and his co-hort Frank Seidman. These guys are just as bad, for knowingly leading us to this crook. Perhaps he will do time? A lawyer in AZ was just convicted and got 5 years. Oh, and by the way…the comment from the Laverty office in a prior post, the one that we have all ignored because it obviously was written by someone in his office, if not Laverty himself…I have this to say: I think it’s comical that some priviledged few, who don’t really know the definition of the word “work” think that it’s okay to judge another’s financial decisions and upon disapproval, are justified to steal from them. Laverty’s contract says “money is earned upon receipt.” Hate to tell the POMPOUS AHOLE, but in the real world money is not earned until it is EARNED! So YOU, MR. Laverty-go get a job! You’re no different than the guy on the street that chooses crime over an honest days work. If all of us STOLE the way you do, we wouldn’t be losing our homes either! So enjoy it while you can Laverty, You and your wife .…let’s see…Lori Laverty of Furniture By Design. Enjoy your comforts of home…because it won’t be long before you reside in a more appropriate environment — CA JAIL. And Lauren, Rupe, Michelle, and the little yes man that answers the phone, you all — go get a job. You might need one soon.
I am also out of state and I am seeking counsel and has nothing to do about the money.I am just pissed what they put my family through.Please keep fighting people.
BBB isn’t really doing anything for me, they just wrote back to me with the same previous answer. I am so angry and upset with them, b/c I really thought BBB was on the consumer’s side, but I see they aren’t, and I’m talking about the BBB in California.
It feels like, I’m just venting and the laverty law is fighting back and BBB is just reading our comments.
Naomi,
You have 3 best options.
File with the State Bar of California
File with the DA
File a Civil Lawsuit
BBB is useless.
Hi Laura
I have, I only heard from State Bar, and still waiting for that man to call me, nothing yet from the DA, and as far as the Civil Lawsuit, I was reading on their web site and it says that I first have to file with the Bar.
I agree with you on the BBB.
I’m just feeling kinda hopeless and I want my money back.
Thanks Laura.
I too am trying to get back our 4500.00 that we took a leap of faith to get us into an affordable 30 year fixed. This is day one actaully got a hold of Lauren Bolten and submitted our refund request today. Any advice is appreciated thanks
I was just told via email that (from our processor) that a refund is unlikely since they are waiting on my lender to respond and that i am over reacting in wanting my money back? This is going on 7 months now.
Naomi — the legal system moves slow.
Robert — you are being played. Go after them hard. If a refund is unlikely it’s because everyone is going after them. 7 months is too long. Who are they to say you are overreacting anyway?
Make sure you file a complaint with the State Bar. It may be your best bet of getting your money back barring a civil lawsuit.
Laura– did you get any kind of a receipt of your complaint from the DA’s office? B/C now I am starting to feel that they didn’t receive my complaint letter. Only b/c i received one from the state bar and ftc.
Nothing from the DA… BUT the if the State Bar finds him criminal they will be brought in. The DA is not very responsive either obviously.
Today I opened up my email and the BBB wrote back to me b/c I was really upset and I vented to them how I felt about the way they handled my case. Well, this woman wrote back and said “unforntunately you complaint has been pursued to the fullest extent possible through our system” next step, you can contact Attorney General’s Office/or the F.T.C. for further assist.
So BBB is done with me, now just waiting on the FTC and the State Bar. This is really upsetting and fustrating.
Laura I was wondering if I should hire a lawyer or just wait until the FTC and the State Bar makes a decision?
HI Naomi.
I’m not an expert or a lawyer. If you hire a lawyer I would go after him in a civil suit and go for money. chances are you won’t get it though if everyone bankrupts him. I just don’t know because that is the job of a PI to go an assess his assets. I would definitely file for reimbursement through the fund the State Bar provides to reimburse clients who are found to be defrauded by a California Attorney. I’ll bet he gets found fraudulent and they will be responsible for giving you reimbursement. BUT I just don’t know how they structure that fund and all the ins and outs about it. Maybe you can call the State Bar and ask them how it works and where you may be left hanging. It will give you a little more information to base your decision on.
Laverty took a large amount of $ on 8 propertys last august has done nothing not even sent a pkge to mortage co on several [propertys . live in cal sending all the letters to necessary authorities and going to small claims court any one go the small claims route yet please respond thanks best of luck to all involved
Has anyone gotten their loans modified? I’ve been involved with these people for 6 months and still getting jerked around. We are going threw the same BS I’m reading here. We need our loan modified is the bottom line, where do we go from here?
Go straight to your lender…
Is that what most of the people on this blog have done?
Thank you Laura, I really appreciate your advise, and I thank you for being the only one that, although you got your refund you are still here helping all of us on this blog.
Once again, thank you from the bottom of my heart!
Oh Naomi, That was nice. There is strength in numbers.
I started this blog because I am angry at Laverty and his ilk. I didn’t really think there would be so many others taken by the same guy. If I wasn’t so crazy busy, I’d start a another website dedicated to this specific type of crook. Linking names and answers in every State. And I’d go for the throat. There is no point in picking a fight if you don’t intend to win or go down causing serious damage.
Ron — I went to my lender. There are some government websites that will link you too. I don’t have it at my fingertips right now but a google search should get you there. Just don’t go with a broker or law firm. Lessons learned here! No matter how busy you are — no one will take care of you like yourself.
Thank You Laura I have filed a complaint with the state bar today. Also calling them daily to check status along with a daily email. Lauren fed me the same line the a refund takes 4 — 8 weeks? I hope that they get tired of me and just issue a refund and hopefully the state bar helps, going to file a comlaint with the BBB thie eve. The attorney processor was down right childish when i sent my request for a refund say that i needed to be patient and that they were working hard for me?
I sent a couple emails to laverty with a scanned copy of the Laverty full money back guarantee. Lauren has responded to every contact i made to them. I was told that my request has been sent to the attorney he makes the decision. She also sent this last email i scanned the money back section. I too gave them an ultimatum before i took action. x my fingers. Has anybody done a WAMU loan on there own here?
WAMU if not mistaken was taken over my Wells Fargo I did my own after laverty
scamed up. Call Wells Fargo they will did it for you it only took 30 days or less.
I gave ulimatum and got nothing. Just call lender . Where or you located?
I am in Lodi, Ca and I can give you a number of the lady that did it all for me
It is very true that the best way to do and get a real loan modification done is if you do it yourself with your lender! I did and i got approved in just 30 days. I myself am a victim of Lavery and for alot of MONEY! The funny thing is that Laverty claims he and his uncompetive staff did it themselves! therefore he will not refund me my money! I along with many of you have filed a complaint with the BBB and FTC and the State Bar as well as the O.C. D.A. Iam also thinking about contacting the local media just to give this S.O.B sum badd media for his so called business!
So is their anybody else other than laura that has recieved their money back?
I discovered this and notified Laverty that i plan to notify the Oregon Department Of Justice if my refund was not received this week. This might help anybody else that is in Oregon. Follow link http://www.doj.state.or.us/releases/2010/rel010710.shtml
By Oregon law they were not allowed to collect a in advance fee from any Oregon resident for purpose of modification of loans. I hope there are some people from Oregon in this forum and i would check you local state laws hopefully they have a similiar law.
Not only that, but Craig Laverty is licensed by the Oregon State Bar, to practice law in Oregon.
So sorry Robert I left out the word “NOT”, quite important here.…He is NOT licensed by the Oregon State Bar, therefore cannot legally represent you in the first place. Craig Laverty is not licensed to practice law anywhere except Calf. Anyone out of CA state has a null and void contract from the get go.
!!!!!! What we all should do is all band together and file a civil lawsuit against Craig M Laverty together “if not get our money back” at least bring this man to to face somekind of justice!!!!
I got my money back, but I’ll support you all and partake of a civil lawsuit with you all. I won’t lead it — but I’ll back you up.
Laura, what is it you think led to you getting your money back on your opinion? I am still hoping the pressure of the Oregon Department Of Justice and my daily phone calls and emails will lead to something. Any insight appreciated
I don’t know why he chose me over all his other dissatisfied clients. BUT — I may have been the first to go after him. I got mad and went after them. I started this complaint list — I went after him through the DA, BBB and State Bar right away. I had all my records, all my communications, etc… and maybe he was trying to head this off at the pass. But this list took on a life of its own and everyone started building on each other. There may be other lists too that I haven’t researched yet and he may have spent all his money and can’t refund anymore. I haven’t even gone after the original broker either which is a whole ‘nuther industry of boogers (slime balls in case you didn’t pick that up.) I just may if i stay mad.
Probably your best sure bet of getting money back is to apply for it through the CA State Bar fund. At least you know they have the money and it is set up for those people who they found defrauded from CA attorneys. But I would keep the pressure on him to give it to you too. And you can take him to civil court.
I am happy for you and am not going let up either.……
I PAID LAVERTY FOR A LOAN MODIFICATION IN APRIL OF 09′. AFTER 10 MONTHS OF RUN AROUND, I GET A REJECTION LETTER FROM MY LENDOR, THEN A LETTER FROM LAVERTY REJECTING MY REFUND. HE IS A CROOK. I TOO WILL BE FILING COMPLAINTS TO EVERYONE. I AM GLAD I FOUND THIS WEBSITE.
We received a check today for a FULL refund from Laverty. It was sent to our lawyers office. I have not written the Bar, BBB, or anyone yet. Our lawyer wrote Laverty and threatened to turn him into the Bar because he was not licensed to practice in Nevada. I had a few conversations, however, with my broker Matthew Garnes. Don’t ignore the broker! In talking to Mr. Garnes he proved to be both a lyer and a crook, and he seemed to be more concerned than Laverty about his involvement in this fraudulent scam. From what I found out, Laverty had “Marketing thugs” all over the country. Garnes found us through a “cold call”. While searching Garnes background, I found he was formerly from So Cal. and had ties to Laguna Beach. I’m sure he knew Laverty and was well aware of his part in the scam. Garnes is now involved with commercial real estate. Since he is local, I will do everything I can to ruin his business reputation. He also had another guy name Frank Siedman, who is now doing something else– real estate related, in town. Frank Siedman had a business card with a bogus address, nice guys looking for the next take. They are both connected to OC Fire Department. (Honest work must not’ve been good enough for them.) Bottom line is don’t ignore these peeons! Make their life miserable, embarass them, cause they will put the heat on Laverty. Laverty’s wife’s name is Lori. She owns Furniture By Design, in Laguna Beach, with a woman named Sara Waller. Sorry, but it is hard for a regular citizen to combat an attorney. So.…I used an attorney for Laverty, and I went after the people who also profit from his wrong doing. The marketing guys, his wife, … sure does say a lot about their character, and it can be damaging. Try to bug the people Laverty cares about, cause he sure as hell doesn’t care about you. Don’t think he’s out of money. This is a common scam in Calf. They make a quick million and worry about the repercusions later. Goodluck to all.
That is awesome Kay, by chance you think that you could send the information on your lawyer and what he charged you to me privately via email? We would like to pursue that avenue as well but do not know of or use any attorney’s in our area. I am happy for you…
i guess you would need an email address to do that
robert (at) searsandfamily (dot) com i would appreciate it and thanks for all the good information.….
Robert, my attorney is licensed to practice in CA and NV. You need to get an attorney in Oregon. Go to your church, ask them to recommend a fellow parishioner, that’s a lawyer. First appointments are always free. Then ask what they would charge for a letter. It shouldn’t be more than $150, if that. Don’t waste your time talking to Laverty’s office. When their lips are moving their lying. Your broker is in serious trouble, contributing to fraud, crossing state lines — federal offense. Stake out his office! Make yourself a nuisance. The pressure on him/her will transend to Laverty. Let an attorney handle Laverty. Work on the law fearing individuals who led you to him. These are the guys that looked you in the eye and said, I’ll take care of it, then handed your hard earned money over to a thief, and collected a nice fee for doing so. I am not hearing much conversation about these individuals, but believe me they knew they were throwing your money down the tanker!
Hey Laura, do you think we can add names to a “contributing to fraud” website. These Laverty “marketers” are all in the real estate, mortage, biz, and their reputations need to be revealed! They are not trustworthy. I will google everyone’s name before I use a realtor, or mortage lender/broker, attorney again. What would it take to develop a “Partner in Crime” page. It would serve well anyone who googled Matthew Garnes, or Frank Siedman in Las Vegas, to see them associated with this guy. Truth is Matthew Garnes directed me to Craig Laverty, hmmmm.…Should other people do business with him? Matthew Garnes, Matthew Garnes, Matthew Garnes associates with THE EVIL ESQUIRE.
We could start a new website — or add a list to the complaint board. Or even the Real Estate Board. I have had the time to investigate this side. I just know they are boogers too.
I would add:
Pacific Coast Ventures and
Turbo Mortgage Modification
Vincente Perez
How can we add a list to the complaint board? Will it pop up if someone googles their name and the company they work for? Just today,I went by Matthew Garnes new address and the new company he works for. The address is real, but it belongs to the Yellow Pages. Funny thing is, they had a buzzer on the door and wouldn’t let me in! I asked them, if I could come in instead of talking thru the door, put they said it was against AT&T’s policy. i asked them what they were afraid of? I run a business ad in the Yellow Pages, I will cancel it today. Don’t really understand why so many secrets? But don’t want to do business with anyone with something to hide.
Laura how long did it take you from the time you started going after Laverty till you got your money back? I myself have done everything from B.B.B to State Bar, F.T.C to the O.C. DA! And how long before the DA got back to you? if they did?
Laverty took about 4 months. The DA never responded but I didn’t pursue that because the State Bar did. The Bar said if they find fraud or criminal activity they work with the DA to prosecute. It took time. “The wheel’s of justice turn slowly…” and that’s the truth! I suspect now the case has been handed to a new investigator, and there are so many complaints, they will find him fraudulent and criminal. Remember to apply for your money through the fund at the State Bar.
Yes I already did that too!! Thanks Laura =)
Well after 5 months of Laverty bull#### I contacted my lender and they told me that attorney processing did not turn documents over quickly enough so they were not dealing with them. So I will be dealing with them myself. I wish I knew what I know now. I will be filing complaints with everybody mentioned on this site and I also am going to contact a television news station that does investigative reporting. Might as well get them on tv too.
Does anyone know,if their is a cival suit against Laverty,if you google his name it comes up that one person filed it on Feb.8th and going after more than one company.I hope someone knows about this.It is Claudine Chalmers against Laverty,sol.process.,Ryan att.,etc.
We were victimized by these scammers too! We signed up with Legal Loan Bail Out back in 6/09 and paid $1600/month x 4 months ($6400 TOTAL). We were referred to Laverty Law Firm/Solutions Processing/etc. and NOTHING happened. We were assigned to a negotiator Nancy Torres and we kept calling to follow-up on our file but she was too difficult to get a hold of. We were then reassigned to a new negotiator Channa Lee and she was supposedly working with our mortgage company until we were informed on 12/09/09 that our loan modification will not be approved and we have a SALE DATE already set for 12/10/09! We scrambled to find a way to stop the foreclosure sale date but we were unsuccessful. Now, we have until 3/15/10 to move out of our home. Everything is a mess. I have been trying to get our money back from them since December but nothing so far and we really need the money for our moving expenses. I spoke to Lauren Bolton on Monday and she said that we were on her “priority list” and she will email the attorney again to follow-up on our case. It’s all been very frustrating and we don’t know what else to do. I wish we can file a class action lawsuit for this scammer! I just heard on the news that another similar lawyer (Bander Law Group i think) has a class action lawsuit filed against him for these loan modification scams.
Hello John Doe!
I started my “loan modification process” in April of May of 2009 and still no results and my info was transfered to a company called mortgage solutions which i had a very nice rep taking care of my account but then he left the company and i did hear about it til november 2009 these people did not bother informing me of any of this and a new rep was assigned. and i haven’t heard from them since november of 2009. i am really worried. can you please help me on @ least getting my money back. it’s just so worrysome being pregnant and not knowing if I’m going to loose my home! PLEASE HELP!!!!!
Lex,
You need to start at the beginning and read the posts. You’ll see what everyone here has done, or is doing, to deal with the problem. You have been conned and you need to take action now. File your complaints, decide what its worth to go after the bastards, and then contact your lender yourself and tell them your story. they’ll tell you what to do next with them.
Lex,
Have you spoke to your lender yourself? You need to call them that is what I had
to do and my lender took care of me. Then do what the rest of us or doing and
that is going after that worthless SOB. File all compliants like we all have.
What ever you do call your lender.
I HAVE (3) DIFFERENT ADDRESS’S FOR THE LAW OFFICE OF CRAIG M. LAVERTY
THE (2) THAT WERE ON MY CONTRACT ARE:
30025 ALICIA PARKWAY #186
LAGUNA NIGUEL, CA 92677
AND
27611 LA PAZ ROAD, STE A-1
LAGUNA NIGUEL, CA 92677
ON MY NO REFUND LETTER THE RETURN ADDRESS IS:
27612 EL LAZO ROAD, SUITE 150
LAGUNA NIGUEL, CA 92677
WHAT IS THE ADDRESS EVERYONE IS USING WHEN FILING COMPLAINTS?
Hi everyone…First I want to say to Laura…YOU ROCK!! I found this email by chance and it has been so helpful. We started with Legal Loan Bailout and then Laverty back in Aug…and although the bank website states that our stuff is under review, we have never get anything from Laverty Law. Thanks to everyone we now have an avenue to persue. It is awful that everyone has gone through this, but I am confident we will all get our day in court. I will post anything that I learn.. Good luck everyone, and thanks again Laura (and everyone )for publishing information. Also we would also be interested in the name of an Attorney in San Diego Area..or California..
JW — You can kiss off Laverty. Keep the addresses but give them to the CA State Bar and OC DA. The thing is, the more people that are part of this, the less they can ignore it. One whisper added to 1000 more becomes a roar they have to listen to. Each new story puts another nail in the coffin. AND if we are ignored we go to the press and go after the State Bar too.
Juli D — I’m so glad this has helped others. Who’d a thunk? Go for it and good luck with your loan modification too.
and EVERYONE — Keep copies of EVERYTHING! Log your phone calls, make notes of the conversations with names, keep a running chain of emails. Name everyone in the periphery. That is what you need to support a solid legal claim.
JW
I e-mailed my refund request several times to
laurenb@attorneyprocessing.net
until she e-mailed back to make me aware she got may request. Keep her
email on file
We got the infamous refund denial letter on Friday, stating that they are doing the best they can and cannot control how slow our lender is. Funny thing is we wrote them a check on July 30th 09 and ours did not even get submitted until october from what i can figure out? Plan to keep on him via email, and all the routes that has been discussed through this forum, i would be courious to compare these denial letters did anybody else get one? Are the generic?
I just want to point out one important piece of information.Do not fax any documents,that you receive from your lender to Craig Laverty.He will try to use it against you,when you try to get your money back and it is the only proof that he will have for your case,because they are not performing the service,that is in the agreement.The only thing they are doing is sending the packet in for the loan modification.I am in another state and I am in the process of trying to get my money back and the only documents they can produce are the ones I fax to them.I am having a tough time getting a lawyer to take the case,because these scammers are tough to locate and prosecute,even though the lawyers I talk to say these guys should go to jail for a long time,but they know the system and know what they can get away with.I seriously doubt anyone will get their money back now.I think the only solution is to start a class action suit against Mr. Laverty.You already see how the state of California is handling the case.I am not very impressed at all.If you are in another state,than please file complaints to the Attorney General’s office and cosumer affairs.It seems they are the only ones that are helping me.
Laura
Another website had info stating to contact the following:
fbi@www.Ic3.gov–under white collar crime unit
or LAPD real estate fraud
have you heard of these ?
Kim
I do have Lauren Bolton’s email. She is the one that sent me a copy of the denial letter from Laverty. You too will more than likely get this letter like the rest of us. She strung me along for a couple of weeks, saying laverty was processing it. Then I got the Letter. I have filed all my complaints to all the departments and will wait a few weeks to see what happens if anything. After that I will have to get the Lawyer involved. We all need to keep on this crook. He will get his day one way or the other. I leave emails and voicemails every couple of day’s just to let them know I will not go away. Do the same.
JW
maybe we should should contact a lawyer that would start a class action suit
against this s..ob. At this point i’m not trusting to many already lost alot of
money.
I to bugged Lauren and she will string you along til you get your reject letter
and then will never return e-mails.
I found another agency to file a complaint with. doesn’t hurt to submit
http://www.ftccomplaintassistant.gov
Sounds like if they get enough complaints against the same person something may happen. who know’s
Hi Laura
I wrote to Lauren Bolton last month threatening her of reporting them to all these agencies, she ignored my email, naturally. Then I emailed her again yesterday letting her know that I all ready sent out a complaint letter to the Governor of her State with copies of canceled checks, email conversations that I had with each person and a copy of their contract (which by the way is blank b/c I never got one a copy of the one I filled out). And I also told her that I hope they all get in trouble for being dishonest people.
Well, I guess that triggered her and she wrote back to me, telling me that all she does is keep track of them as the come in, verify payments and provide accounting information to the attorneys upon request. She also told me that my comments were completely unwarranted and inappropirate towards her as she has done nothing.
My answer to her was, you were the one who told me that you had just finished reimbursing aug. and sept. and that hopefully I will get my refund within 6–8 weeks. I went on arguing w/her that she had nerve calling me inappropriate. As far as my comments being unwrranted, you just stated that you keep track of the checks and verify payments, you are the accountant right? As you stated back in Sept or Oct, mine was the next to be worked on. I also told her everything I wrote to YOU and everyone else involved was WARRANTED and APPROPRIATE. What happened to me was UNWARRANTED and INAPPROPRIATE!! Dont you dare tell me about inapproprieateness.
I also said to her, how would you feel if this was done to your mother or daughter or someone really loved by you? Well there was more said, but I want to see what her response will be.
I am too fustrated and upset, I can’t get passed this!!!!!!!!!!!!!
I am hiring a lawyer to go after him,if you can prove that he did not perform the service and copies of the checks,than everyone has a chance to get justice.I have gotten to the point that it is not about the money.It is the fact that I fell for something so stupid,so I can just sit here and write complaints to all the agencies until something is done.I will pay what I lost to a lawyer just see justice prevail.I have been reading this blog from the very beginning and fighting for my money.He will only give the money now,if he is at risk at going to jail and he will be taking that risk.The Better Business Bureau is a joke and a waste of time.if you are in a different county or state,than call your local district attorney’s office and seek answers on what to do and find out what laws he violated in your state.
I would stop wasting time even dealing with Laura Bolton.She is right.She just works there and nobody will get there money voluntarily now.Some did at the beginning,because he wanted to shut them up,because they were costing him money.Now it has blown up and the only way is through the legal system or try to get in touch with some of the agencies in California and that has also been a joke. I want to know how is Legal Loan Bailout is not getting that much bad press.For me and alot more people on here are the ones that contacted us in the beginning and now they are just skating by unharmed.I never even talked to Laverty.Do you think that anyone would hire Laverty now.All you have to do is google his name and all the complaints are on the internet.Was not like that when I started with them and everyone on here is making a difference helping other families.He was just the poster boy for the scam operation and now they are using the Ryan Attorneys,so more people will get sucked in.
Every victim MUST file a complaint with the State Attorney General. When they get MANY MANY complaints of outright fraud and theft they investigate immediately. This Laverty will soon be under the heat lamps of justice and will no tbe able to victimize new people. It takes ALL victims to bring a stop to predators like these highly speicalized-in-the-law, unscrupulous, unethical. and immoral attorneys.
I talk to three lawyers and they all said to call the authorities.It is like buying a product from the internet and not receiving it right.
Go to small claims courts and file a complaint or one lawyer told me to call the F.B.I. and that will scare the crap out of him.
Thank you, well I call my lender @ least every month and i’m making trial payments and they did let me know that this company, i don’t know what to call them any more “the Laverty’s” do contact them every so often to check on status. I just don’t get any calls/emails or mail from them. so i have basically been calling my lender my self to get info on what is going on w/ our loan. This is horrible and being 6 months pregnant and always being so worried and stressed doesn’t help! I really don’t know what we will do if we lose our home!! we have no means to get another one with this resetion.
So many good people have been jotting down information so I am sorry if some of these numbers and names are duplicate. Today my Husband and I talked to a wonderful organization called the Hope Hotline. 800–995-4673 (HOPE). The Hope Hotline is made to help you with your overall budget-I guess. We talked to two ladies Kelly and Laura, both were wonderful. Laura talked to us for over an hour about our budget. I don’t know about you guys, but we are a family of 5. 3 of them are under 5 (5 year old twins and a 2/12 year old-not that crazy) and we have no savings at all except for a 401K that we can not touch. Laura gave us a little bit of hope, she even called our lender and talked to them with us. NEVER STOP CALLING YOUR LENDER. Even if that sh…ty company says to stop, don’t!!! She gave us many websites to help us..one is Angel Ministries. They offer food to people for a low price…good food. $30 a week for a family of 4. Anything to reduce the budget. It is 2:30am in the morning and I don’t have all the great numbers that she gave us, but I will post later.. Good luck everyone, I don’t know about you…but all the support on this page has helped a little for me.
Hi Lex
Sounds like you’ve been approved. I hired another agency and it took them 3 mos. and they were very nice with me whenever I called or if I left a mess. they would get back to me the same day or the next day. They also kept in touch with me.
Hope all goes well for you.
Everybody that has been scammed by lavery and legalloan bailout please log your complaints also at http://www.preventloanscams.com. My story is published on the site .
It is put together by a group of non profit lawyers. They are interested in all the stories. All of the stories sound similar. I was taken for 6400 and they did nothing for 10 months.I fired them.Make sure all of you revoke the Power of attorney by filling out the form and having it notarized. We must all band together to bring this guy laverty down. I personally spoke with the owner of llb who recently parted ways with this guy. While llb is partially to blame with getting us all hooked up with this crook the owner is at least trying to help get my money back. Although i dont think i will get a penny back. I cant stress this enough. ALL must log complaints to the BBB, attorney general,california state bar,(your own state bar) he isnt licensed in massachusetts so any loan mods done there are totally a scam. and the DRE.
Trock– I could not find your story on http://www.preventloanscams.com I wanted to check it out…also how do you revoke the power of attorney? What form? Thanks for the info.
FYI -
http://dockets.justia.com/docket/court-caedce/case_no-2:2010cv00338/case_id-203348/
Hi Naomi,
I sure hope so, because i know i’ve heard that even though trial payments are made, that stil doesn’t guarantee a modification or that we’ll be able to save our home. because we were behing about 6–7 mortgage payments which again that decision was made due to the influence of the laverty group. I can’t even sleep sometimes thinking of what i would do with a new baby and homeless.
Hi Lex,
from what my agency told me, once the trial ends it rolls into the mortgage. And I believe them b/c my sister-in-law in Florida did the same thing, their just making sure you can make the payments. So just make sure you pay them on time all the time.
Try your best to take of yourself for the sake of the baby and of course yourself. I will pray for you. When all things fail, God is the only thing we have left and he will help you through.
God Bless you.
Lex– we too are about 5 months behind because we made a choice to pay Laverty/Legal Loan Bailout instead of Morgage…we could not do both and thought that they would help us soon so we could get on our feet again — we never missed a payment before that. We were also told by our lender that if we can make a parcial (sp) payment and that we can show them we can continue to make payments then they will be able to roll the amount into the new loan. Now we have not gotten a loan option yet, but can only be positive about getting one that we can work with. Good Luck.. we know what it is like..
Hi All,
Thank you all for your comments and help. I am also a victim to this scam. They took me for $6000. I live and work near by their office.
30025 Alicia Pkwy address is a Mailbox address, so you will not find anyone there. I am planning on visiting them today or tomorrow to their 27612 El Lazo Road address.
If we can all organize ourselves we have a better chance to get justice. It is definately easier said than done, but if there is a central place where all of you have registered your complaint or a class action law suite that I can participate, I will be more than happy to do so.
Also, if anyone knows any lawyers in CA who got them refund, I would be interested in contacting them for further actions.
Thank you all, keep educating others in different ways.
Thanks,
_Manoj
My parents were a victim of the loan modification program that is run by Craig M Laverty. My parents paid $2995.00 on Aug 8 at the Laguna Niguel office. After weeks of getting the run around from his incompetent staff and failure to provide us an update or copies of the case, we decided to file a small claims suit against Craig Laverty
We took Mr Laverty to small claims court at the Laguna Niguel courthouse on March 1, 2010, which he no-showed. The judge still heard our case because we did serve Mr Laverty with a summons through the Orange County Sheriffs Office in a timely manner. The judge heard our side of the case and we won the judgment for $2995.00. ALthough the victory was bittersweet because collecting that money is now gonna be a challenge, we needed to take a stand against this lawyer.
I will now be pursuing a complaint to the DAs office as well as the State Bar. I hope that I can help anyone who has been a victim of this company and together we can make a difference. I can be reached at sigmanu464@yahoo.com
I will post details of all my procedures later in case that someone would like to also file a small claims suit against Mr. Laverty
Joel
What will happen to Mr.Laverty if he does not pay.I thought they can garnish his wages.Now that would be bitter sweeet.
Joel,
Thank you so much for your post…It sucks for us, but I hate hearing all the stories of everyone else. Would you mind posting the procedure. We are going to file a claim. We live in San Diego, do you think that makes a difference.
Thanks
Juli
Naomi,
Thank you so much, I kind of needed that! and trust me I’m trying my best to not worry so much but these heartless bastards make it hard sometimes. but again thank you so much for being so sweet and your words actually did give me some relief.
And yes at the end of all this God is the only one to help you through everything.
Juli d
goto http://www.preventloanscams.com and look under tab real stories.
We need a class action suit. How can we start it? As it seems people won the case but never got paid. I dont live in california so If i pay a lawyer to bring him to court and i win I will still be out my money plus lawyer costs. Has people been calling the california bar to demand action.There are so many of us and I know of even more.
Can someone start the procedure for the class action law suit so we can all join in? I’m clueless as to where to even begin, but I am willing to join in.
On the class action suite.It all depends what you want out of it,if you want your money back,than it will not be the way to go,but if you want him to end up in prison and hold him accountable than we just need to find a lawyer,that is willing to take the case and that is the issue what I am running into.It is alot to think about.I have talk to numerous lawyers and nobody wants to pursue it beyond a letter,because of the work involved and 25 percent of a few thousand is wasting their time.One lawyer told me we need to find someone that is hungary and willing to make a name for them self.I am talking to another lawyer this week to get an opinion.I think the F.B.I. will end up getting companies like this in the end.
If anyone is interested, and want to know if your case will stand against Laverty…found this website that might give some of us an answer and at the very least it helps with some questions about laws and rights.
http://www.lawyersandsettlements.com/state-laws/california-legal-help/
No, I want my money first, then I would love to go after him. I just sent out a refund form to the State Bar, and I just got a letter from the Dept. of Realestate, just letting me know that their doing the investigation, and I sent out my complaint since Dec. 3rd.
Well folks it looks like I have joined tahe rest of you in getting ripped off by
Craig Laverty to the tune of $2995.00 .After reading all the advice given
thru this web page. I appreciate all the advice given-thank you particularly to
Laura
Naomi,
Where to did you go to file a report with the Dept of Real Estate. I am not able to find the correct form?
thanks
Well folks it looks like I have joined the rest of you in not getting my money back from Craig Laverty to the tune of $2995.00 .After reading all the advice given
thru this web page, I appreciate all the advice given-thank you particularly to
Laura . I am in the process of filing a complaint with the attorney general of
California and am thinking about taking them to small claims . I seem to have a
added twist I went thru a realtor of the name Celestina Uriarti who was doing loan –mods
on her own by herself when I decided to go thru her she decided to team up with
Craig M. Laverty.She assured me that she had checked him out and he was fine.
However,when the chips are down and I was calling Laferty,Celestina and that
Solutions group all of a sudden no one was returning my calls or e-mails.
You are welcome. I am so interested in hearing everyone’s story. I’m sorry for it — but it is amazing to me. I believe just about everyone of us will have an intermediary involved. Either real estate broker, mortgage broker, loan modification agent, what ever. These people haven’t been attacked yet.
Hang in there everyone.
Juli D.
Here is the address: The Department of Real Estate
221 Broadway
Sacramento, CA 95818–2500
I just sent out a complaint package to the Governor of California if you like, I can give you that too.
Juli D
I didn’t fill out a form I just sent a complaint letter and prove of payments.
Naomi,
Thank you so much… what was the complaint package that you sent to the Gov. I appreciate the help so much.
Juli
in the letter I wrote dates and the phone conversations I had had with them, I sent copies of canceled checks, I sent them a copy of the contract, and I also sent emails conversations I had with them (solutions processing).
almost forgot.
Governor Arnold Schwarzenegger
State Capitol Building
Sacramento, CA 95814
Laura also advised me to request a refund from the State Bar, but that you have to download the application. On the web-site of the state bar you will find it. I just did mine too.
Did you file with FTC? I also reported them to the FTC.
Naomi,
Thank you again. We have not filed with anyone yet. We are trying to figure out at this point how to get the money to get our home from going into foreclosure status…then once that is done, and we reliquish power of attorney from Laverty we are going to start sending out letters and documentation etc to everyone. It has been great to get all this information from everyone…It sucks to find some great people in Sh.…ty situations. Thanks again… everyone.
I am so sick reading this right now. We started a loan mod 6 months ago. We were told not to pay our mortgage payments.They started taking $1100.00 a month out of our checking acct. I did research, went to the california state bar website and there were no infractions so I thought he was on the up and up. I was told that it would take 3 months and 4 at the longest the man I spoke with said he had never seen it take more than 4. I was also promised what our new payment would be. Well , we did everything we were told and now nothing. We got a letter saying they are going to sell our home at auction in 3 weeks. I have all the e-mails I have been sent from the girl Michelle saying how they are still in negotiations with the lender. We were also told NOT to talk to the lender at all. I being naive and trusting this after checking the bar website have not. I am so sick because there is no way we can catch up what we owe now. We live in Georgia. I cant believe this. What good is going to the bar to check if none of these complaints have been adressed there. We have 4 kids and both work. I got very sick and wasw out of work for several months.Our original mortgage was done wrong found they had lied on sections. We were trying to make it right.
Class action Suit is the only way,especially if you are from another state.How can we start one.
I am from a different state, but if we do this, can we get our money back? I mean I’m all for it.
Manoj
Did you get to visit the other office?
My story on preventloanmodscam.gov WE NEED TO BAND TOGETHER AND TAKE ACTION
This is LLB an Craig Laverty.
Anthony proactively contacted both of his lenders in February 2009 about getting a loan modification. His work as a product engineer for a major medical supplier paid his bills, but his large student loan payments made him worry he would soon be unable to afford his current mortgage payments. The lenders sent him confusing paperwork, and he filled it out to the best of his ability, but when he contacted the lenders, they told him they never received anything and sent him more paperwork. After numerous phone calls to his lenders for help, Anthony began to look elsewhere.
While browsing the Internet for advice, Anthony came across a California based company claiming to have attorneys with 40 years of experience securing beneficial loan modifications for distressed homeowners like him. All Anthony had to do in return was make four monthly payments of $1,600 that were fully refundable if he did not receive a loan modification in four months. The company instructed him to execute a written retainer and a power of attorney, granting them the authority to negotiate with his lenders.
After making his third payment, Anthony grew suspicious. He never received any updates. When he made a concerned call to the company, they transferred Anthony to the negotiator assigned to his case. She was not an attorney, and she did not have any answers for him.
Months passed with no response and no loan modification. Anthony called his lenders and learned that no one from the company contacted them on his behalf. Upset, Anthony called the company, and told them he was revoking the power of attorney. His negotiator said he would be getting an offer from his lender soon, but she was unaware of the exact contents of the offer. In February 2010, Anthony received a package from his lender. They would reduce his monthly payment by a paltry $82 a month, and if he accepted this reduction, the lender would increase the principal balance on his loan by several thousand dollars.
Anthony refused his lender’s offer. He sent the company a letter demanding they refund his money. Despite their initial money-bank guarantee, the company is now telling him all refunds are subject to the approval of the attorneys representing him. To date, Anthony has never spoken to any of these attorneys, and he hasn’t received any of his money back. Because of the money he paid to this company, Anthony can no longer afford the payments for his second mortgage.
Naomi
If you go to small claims court,than you will win your case,but there is a problem.You will be responsible of collecting the money and that means you would than have to hire a lawyer in California to get your money and might be spending good money over bad. Cival Case but might have a hard time hiring a lawyer to work for that little bit of money,but in my state you can go after three times the amount and attorney fees.Lawyer told me we need to start a class action suit probaly needs to start in California.There is a case pending if you google it.I wonder if that is a cival suit,because all the scum bag companies are mentioned as the defendant.
I know it is important to file all the complaints,but they have not helped me at all,except my own state and it is now turned over to the attorney general’s office
Roger
I guess it’s not worth it. I just mailed out a complaint to the attorney general from my state. I really hope we can all get our money back, it’s not fair.
But thank you.
Roger
I live in California and I could not find any case against them can you help.
I also found if you go into San diego FBI you will find a area for Real Estate
Fraud. File complaint with them I did.
Sam,
I am so sorry to hear about what happen to you and your family. My family and I live in San Diego and we have 3 kids, one income. I understand your pain. I am not aware of the rules in Georgia but I hope this information will help. California passed a bill Oct 1st. This bill stated that no money could be collected until after the loan modification was complete. If 6 months ago was indeed Oct..even though you are in Georgia, you should be able to get your money back because he is in CA. Also we were told the same thing regarding talking to our lender…wrong. We called Hope Hotline (http://www.995hope.org) this is a good resource.. they told us that you should always call your lender. Call, do anything you can to let them know that you can pay your mortgage. Go online and see what the status is…how much you owe. Show them your your finances, work with them. You have paid your dues..you need to take charge. We are 5 months behind in our mortgage and they are working with us, if we can show them that we can make a payment. We have let our pride go and talked to family and friends for help. I don’t know what bank you have…but we were told by ours that every corespondance (sp) would go through us. CALL YOUR BANK NOW… ask them why you were not given any notice… work with them. Check out your laws, and find out if any laws were broken. We are going to start looking at a class action suit. I am very sorry and don’t give up. Good luck. This website is great for sharing…so if you need help, we are here to help you the best we can.
Sam,
Also as far as I can tell Laverty does not have a license to practice in GA. If this is the case, you need to let your Bank know that you were not aware…they will work with you. I don’t think they want to break any laws.
good luck.
Kim
Google Claudine Chalmers and you will find the cival case docket
Kim google claudine chalmers-court docket filed feb 8th and the defendants are about 7 companies Laverty and Sol. processing to name a few.
Roger
Thanks, found it also found the lawyer she is using and e-mailed her waiting for
response. Maybe this lawyer would be willing to help .
Thanks again.
Kim
Please post what you find out or I will give you my e-mail
and let me know what the F.B.I. say.They are the only ones that I have not filed a complaint too.
Roger
Do you think we can all hire this lawyer to defend us all? I just tried looking her up, but I couldn’t find her. There is so much to go into. If just one of us can get a hold of her, and explain how many of us would like to hire and get her phone number. Than we can all her and explain our situation to her. What do you think?
Naomi
I do not think she is a lawyer.She is a plantiff,but would love to find out the details behind this case
Roger
Oh I see. I would love to see myself, but there is so much to go into, and I’m trying to do this from work.
Thanks Roger
Roger
I have not gotten any e-mail yet. Want to see if you can get anywhere.
It show plaintiff Claudine Chalmers / Represented By: Sharon L. Lapin
Attorney @ law 415–258-1651
Let me know
the (415) area code is San Francisco Bay area.
Sam,
I’m just wondering, did you ever start making your trial payments to your lender or never did get to that point?
I got the case info,actual filings,etc
Tell this lawyer to speak to all of us we have tons of evidence and we can bring a class action.
Hope this info helps
2:10-cv-00338-GEB-DAD Chalmers v. Solution Processing, LLC et al
Garland E. Burrell, Jr, presiding
Dale A. Drozd, referral
Date filed: 02/08/2010
Date of last filing: 02/09/2010
Parties
Claudine Chalmers
lapinlaws@juno.com
Added: 02/08/2010
(Plaintiff) represented by Sharon L. Lapin
Law Office of Sharon L. Lapin
110 Loch Lomond Drive
Suite 9B
San Rafael, CA 94901
415–258-1651
916–258-0326 (fax)
lapinlaws@juno.com
Assigned: 02/08/2010
LEAD ATTORNEY
ATTORNEY TO BE NOTICED
Does 1 to 10
Added: 02/08/2010
(Defendant)
Federal Home Loan Mortgage Corporation
Added: 02/08/2010
(Defendant) represented by William Guy Malcolm
Malcolm & Cisneros
2112 Business Center Drive
Second Floor
Irvine, CA 92612
(949) 252‑9400-217
(949) 252‑1032 (fax)
bill@mclaw.org
Assigned: 02/08/2010
ATTORNEY TO BE NOTICED
Tonya Figueroa
Added: 02/08/2010
(Defendant)
Homesteps
Added: 02/08/2010
(Defendant) represented by William Guy Malcolm
Malcolm & Cisneros
2112 Business Center Drive
Second Floor
Irvine, CA 92612
(949) 252‑9400-217
(949) 252‑1032 (fax)
bill@mclaw.org
Assigned: 02/08/2010
ATTORNEY TO BE NOTICED
Indymac Bank F.S.B.
a Federally Chartered Savings Bank, a business organization form unknown
Added: 02/08/2010
(Defendant)
Esq. Craig M. Laverty
Added: 02/08/2010
(Defendant)
MTC Financial Inc
a corporation
Added: 02/08/2010
(Defendant)
Katherine McColl
Added: 02/08/2010
(Defendant)
Mortgage Electronic Registration Systems, Inc.
Added: 02/08/2010
(Defendant) represented by William Guy Malcolm
Malcolm & Cisneros
2112 Business Center Drive
Second Floor
Irvine, CA 92612
(949) 252‑9400-217
(949) 252‑1032 (fax)
bill@mclaw.org
Assigned: 02/08/2010
ATTORNEY TO BE NOTICED
Keyur Nagrik
Added: 02/08/2010
(Defendant)
New Phase Group, LLC
a corporation
Added: 02/08/2010
(Defendant)
Park Place Property
a business organization, form unknown
Added: 02/08/2010
(Defendant)
Ryan Law Firm
Added: 02/08/2010
(Defendant)
Solution Processing, LLC
Added: 02/08/2010
(Defendant)
I tried to call the lawyer and left a message.I will try again today.
I sent her an e-mail today requesting her help.
I talk to the Lawyer and told her what site we were on and hopefully she will call back.
That’s GREAT!
Roger
An luck with attorney? I have e-mailed twice and left one message for her.
Nothing in return. Hope one of us hear from her.
thanks
I emailed her also but got no response as of yet ;[.
I dont know if i should waste more money bringing this guy to court. I am in mass which I found out he was not licensed to practice. I also found out that the California bar is virtually useless. Out of 31,000 complaints against misconduct from lawyers they disciplined less then 3%.
Im thinking “LAW ABIDING CITIZEN” for laverty and Legal loan bailout as it appears there is no justice for those who have been scammed;[
Kim
The case that she is involved in is the same story that is going on with us.I just do not know if we have alot of options.They have broken laws in my state,but you have to hire a lawyer and try to collect.I believe in Karma and they will get what is coming to them,but for me it might be better if I chalk it up as being suckered and take a lesson from that and not to be consumed by it and move forward.I will wait for a class action suit or wait for some task force to go after companies like this.I have exhausted every avenue and I will just sit back and see how it plays out.
Has anybody called the press here? Even though I seem to be the only one who got my money back, I am still following and I am still angry at this person. I read your stories and think I might go after him publicly. We can force the attention on the State Bar this way too. They aren’t really policing themselves very well. I am incredibly busy and that is why I haven’t taken it further, but maybe I’ll start poking some more nests…
Laura
I have thought of going to the press,but what makes this so bad is,that we fell for this scam to begin with and sort of embarrassed to even go through this.Personally I have been consumed by this and really just not healthy to dwell on it.The reason you are still mad,because it never had to do with the money.You are mad because you were a victim and you fell for it.Just like all of us..If I can find a way to go after him,then I will,but will not waste anymore money on it and will take time,but Laverty will be prosecuted.
Hi Laura
How can we go on the News? especially for the ones who are out of state? I would love to do this.
Please help.
I Hate to sound so damm ” Negative” but by being a victim myself and reading along with everyone elses Horror Stories on here, it seems that we are all pretty Much Screwed, with the exceptiion of 1 or 2 people that might of gotten thier money back!!! I myself have tried just about everything that i could in my power to get my money back!.…. I even got sick due to all of this.… I havent got the money that it might just take to hire a big shot lawyer and go after this guy.So it’s just not worth it…lifes to short.… I will just move on and learn from this mistake and use better judgement next time!
A.C.
I feel the same way.I had 4 lawyers tell me to let it go and not be consumed by it.It will just tear you apart$3600.00 is alot of money.If you live in California,than it might be easier to go after him.The last week I have let it go and feel better and just trying to get my finances back on track,but if there is a class action suit,than I am in.
Hi — I’m new to this chain and I am also going through the Craig Laverty mess. Much of everything everyone has gone through here is my story as well. I’ve spoken to Lauren (Attorney Processors) and was told that she is still processing refund requests from December. I am going to first try to contact the attorney mentioned in these posts that is handling the civil case. In the meantime I am going to contact the OC DA’s office. Also, I am open for live discussion — my cell number is 619–507-9568. I am not going to give up! I will latch on like a pitt bull. I am out $2,600 which is less than some but right now it is the principal of the matter. I’ll be back.
Good Luck Evelyn
I hope you do get your money
I understand those who are willling to let it go do to it consuming them but I was taken for 6400 and I will never let it go. There is the civil way and then there is the other way. Sometimes Justice only comes to those who demand it… Dont stop or say you are just going to learn a lesson. Thats what they want you to do. Every voice counts. Never remain silent or embarrased of being a victim. 8000 complaints of people being screwed all becuase of A so called Goverment program that was suppose to help sve your home. Was this a goverment program, no but the banks created this mess and we were forced to deal with these criminals.
We must demand justice and present a united front. People become victims when they lose hope and give up. In doing so thier voices quiet and this allows more victims to be created. Stop and think , how many others is this guy scamming.
Our voices will be heard!!!!! Our stories will be told…We will receive justice!!!!
Trock
I think everyone is making a difference.If I saw this site before I signed up with this clown,than I would of stopped.There was nothing in September on this Lawyer,Not even the BBB had a bad rating,which they are a joke..I just do not want to see good people spend good money over bad and not receive thier money,but I do agree justice should be served,but have tried every avenue out there.Media is the only option left for me,but would have to expose more than Laverty.How about every agency in California for letting these crooks do as they please.I just cannot find a lawyer that would take the case in my state,but someone should go after them in California,but go after him with a cival suit.Small claims you would still have to hire a lawyer to be able to get your money
We are in Massachusetts. Signed up with Laverty in August, 2009 because as someone mentioned above, legal loan bailout had a perfect rating with the BBB, and there were no complaints as far as we could find on the internet. We paid him $5000, passed off from one “negotiator” to the next…the most evil and longstanding one being Michelle Ochoa. Same experiences as above…no action, no returned phone calls; and then when we asked for our money back they all of a sudden said that they offered us a short sale, even though from the beginning we explicitly said the only options we wanted to be considered for were a loan modificaiton. I read above about him not being licensed to practice in MA…does that mean I should follow-up with the attorney general here in MA, or some other entity? Thanks in advance for any relevant advice.
Devon
Yeah she is a scammer that works for solutions processing. Its a three part scam between legaloanbailout, Solutions processing and Laverty. I have so much evidence against them. I am in mass and the problem is that apparently even though we would win a judgement against them they are not paying, which means you would be throwing more money out there on top of what you lost in order to get nothing.
My advice is to file complaint with Federal trade commission, Attorney general of California and Massachusetts, and California state bar and lastly the BBB. Keep harrassing legal loan Bailout Raj and Traci who now claim ignorance to these scammers. I spoke to Raj directly on the phone. I told him that each of them will be sitting in a restauraunt eating with thier families when out of nowhere I appear before them. I promised that they will be looking over their shoulder everyday they are alive on this planet until I get what was stolen from me. This clown tried to play stupid and state that its not thier fault. I will bury them all.
From a legal standpoint we need to get a class action suit against them. Call the California state bar and pressure them.
Thanks for your reply. My husband did harass Lauren Bolton for weeks until Laverty finally sent us a letter last week (certified mail) with the paragraphs from the contract that said there was no guaranteed result and that because they had gotten a “short sale” offer from 1 of the lenders (we clearly got suckered on their promise to deal with both the 1st and 2nd mortgage lien holders, but they obviously never did anything with the 2nd one), they had fulfilled their obligations under the contract and therefore we were not entitled to our money back. Clearly, a bunch of garbage as well. Thank you for your list of people to complain to. I will get started, as I agree, unless every single person who got scammed takes the time to formally complain, there will never be a chance of recovering anything.
I just found this site today, six months too late. Story the same as many, Michele Ochoa was my contact until she stopped contacting me. I will start the complaint process, if nothing else for justice sake. I will most likely lose my house because of the advice they gave me. My email is strano713@msn.com if anyone wishes to contact me or give me advice. I would love to hear from anyone who has made progress in getting a refund.
Devon, and everyone from out of state: You need to take it to the Attorney General and check out your laws for your state…if they do not have a license to practice in that state, to the best of my knowledge..the contract is void. Also I have tried to look up the “negotiator” that we have talked and did not see that they were listed as an Attorney with the State Bar. What we were told was that an Attorney was going to work on our account…but as far as I know they are not Attorneys at all but flunkies… Make sure that everyone is talking to the bank…your bank should have been letting you know what is going on the whole time. Good Luck
Just today spoke with Mr. Layton from State Bar, he is working on my case right now. He asked me if Laverty called me, I told him those people do not call nor do they answer their phones, so he said ok lets get this done and when he has any news he will call me.
Naomi
I hope it happens as i have a complaint filed with them too. Tell them the number laverty gave on the contract does not even work from massachusetts. i could never reach them directly and never spoke to anyone other than lelga loan bailout on the phone. Direct him to this website so they can get an idea of the big picture,but i am sure they are aware as the complaints continue to mount.
Everyone please cotinue to log complaints to the bar if you havent already done so.
Hang in there, I know we wil be victorious!!
Juli D
The Negotiators are not lawyers.This was an elaborate thre tier scheme between legal loan bailout,solutions processing and Laverty. Simply Bait, Catch and Release.
Laverty is not licensed in Massachusetts and thus the contract should be void, proving this guy is a scammer is easy, what is not easy is getting your money back.
The only way to get relief is through the California Bar Client security fund. So it is important to file with the California bar. Mass bar cant do anything as he isnt licensed to pract in mass.
As for the banks. Yes stay in contact with them but dont think that they will look to help you. I have Bank of America and they are doing nothing. They lie and run you around. Its been going on for over a year. I received a faloneous offer from them to mod my loan by 82.00 and increase my principal by 10k. They say they are there to help but you are not allowed to contact the Negotiator or speak to them. Its another corporate scam which caused many of us to try to use Legal loan bailout only to get scammed again.….
Sorry im venting..haaaa. i just hate when peole get scammed and the goverment does nothing but when the banks are in trouble we need to bail them out quickly.
A joke.….
Very good, Julie. Everyone must file with Ca State Bar and get their refunds through them. It’s the only way that they will go after Laverty anyway. People pretty much act when their own pocket book is affected. The State Bar is no different. They protect their attorney’s unless they have no choice.
I also believe Mr. Layton is handling the whole investigation now. Not sure — but hopefully he’s doing his job. My case was transferred to him and he has never called me. I don’t think he’ll be very effective unless we bombard him. I hope everyone here tracks him down with a phone call… hint, hint… and pushes for action.
Thanks everyone, B of A is a joke…they tell us what we want to hear, without telling us a thing.. we are going to be going through the state bar in the next few days..so hopefully they can work on getting something done. Glad that we are working together to get something resolved…it will be resolved, it is just a matter of time. thanks for the name of the guy at the State Bar…will work on him.
Trock– keep venting..it keeps you sane
Trock
I will direct him next time to this web-site. If you need his number I can give it to you or anyone else who wants it.
Venting is good for the soul! I feel the same way, can’t let it go.
Does anyone plan to call the News?
Hi to answer the questions asked of me. No I never got anything at all in these months. No kind of offer from anyone. No modification, no short sale, no updates. My contact was also Michelle Ochoa. I have been sending emails demanding my money back to Lauren Bolton and again I have been lied to by her. I was told to send an email and it would be sent directly to Laverty. I do know from talking to the police he could care less about us. He doesnt have to worry about losing his home or buying groceries. Laverty lives in a fancy subdivision, he and his wife drive fancy cars, and enjoy a very sweet lifestyly. I guess he should since we all have given him the means to do it. I have thought of contacting the news there. I have even googled to see what news stations you have there. I am working with my lender and was told by them that they only had any contact with this company 2 times in 6 months. Lauren Bolton and Michelle Ochoa both tried to insinuate that the lender was the liar here not Laverty. I spoke directly with the modification department NOT the collection department of my lender. They did not do anything our contract said so I am entitled to my money back. There are numerous laws broken here including theft by deception. He should be in jail and so should him accomplices. I hope Lauren Bolton is being paid well to sell her soul to the devil for a few bucks. I just keep thinking to myself Karmas a bitch!!!
Has anyone had to deal with Jannalee Balanger with Attorney Processing?
I just now saw this website and am now really mad! We’ve been waiting since November for our refund. Every time I call Lauren, it’s the same thing — we’re working on it. Today she told me that she doesn’t even really work for him and has no phone number to contact him; she’s just helping him out and occasionally get e-mails from him. What a joke! Really!!?? There’s nothing we can do about this?!?
*****UPDATE******
We received the court judgment from the Small Claims case against Craig Laverty on paper from the Superior Court of Orange County-Harbor Justice Center-Laguna Hills Facility 23141 Moulton Parkway Laguna Hills, CA 92653–1251 . We won our case for $2995 on March 1, 2010. I immediately mailed a copy to Lauren Bolten demanding that she forward this to Craig Laverty.
Craig Laverty (or his representation) filed a Notice of Motion to Vacate (Cancel)Judgment. He claims he wasnt aware of his court date, which he was because we served him appropriately through the Sheriffs Office and he claims he has a change of address.
HERE IS HIS NEW INFORMATION:
CRAIG M. LAVERTY
30025 ALICIA PARKWAY 186
LAGUNA NIGUEL, CA 92677
(949) 249‑9420
The court granted him May 20th but we will be requesting a postponement and I will make 100% sure to let you all know the new court date. We wonder if he will actually show or send someone to represent him this time. Whats also a headscratcher for us is why he is requesting a second hearing for just $2995 when he has so many other people like us wanting our money back and who he has robbed for even more money.
I will post my Small Claims procedures for everyone to see if you will also be suing him in Small Claims court like we did.
Joel
sigmanu464@yahoo.com
Here are the procedures we took to file a Small Claims case vs Laverty and win judgment.
1. E-filed a Small Claims file with the Orange County Superior Court at http://www.icandocs.org/ca/sc.html . Please note his new address which is 30025 Alicia Parkway 186. Laguna Niguel, CA 92677. You will HAVE TO take him to court at the Harbor-Laguna Hills Facility, 23141 Moulton Parkway, Laguna Hills CA 92653
2. We received a confirmation email from the court online a few days later and it gaves us the day and time of our court date. In the original forms, you will have information on what to bring for the judge and how to present your case.
3. Print out the necessary forms you will need to serve Laverty with the Summons. We went directly to the Sheriffs Office at the Laguna Hills Courthouse to hire them to deliver the summons and provide a Proof of Service to the court. You can also use the Sheriffs Office at the Harbor Division, 4601 Jamboree Blvd Room 108. Newport Beach, CA 92660. Or you can also hire a private messenger service to serve Laverty. MAKE SURE YOU DO THIS WITH ENOUGH TIME in case he isnt served directly and the summons was given to a designee.
4. Call the Harbor Justice Center’s small claim department to make sure the proof of service was mailed to the courthouse a few days after he was served.
5. Keep all your confirmation numbers, case number and online passwords handy just in case you might need them.
6. Prepare all your evidence and contracts you signed through Laverty and have a sheet to gather all your information that you will present in front of the judge.
if you have questions, feel free to e-mail me. I am not a lawyer. Just another victim like all of us. Good luck and God Bless
Joel
sigmanu464@yahoo.com
Joel
Thanks for this info but the important question is ‚did you get the money? I think we are all certain we will win judgement just not certain we will gain anything from judegement. What is even more difficult is there is a cap on filing small claim.He took me for 6400. I also reside in massachusetts. I would spend time and money to get a judgement that would never be paid.
Did you receive any money from this guy from the judgement? If and when i fly out to california it will be to deliver my own judgement on him personally. He wont know what hit him.
If you reside in California than you have nothing to lose.
Thank you joel. Maybe you can send your verdict to the California bar to show them what he is guilty of.
Joel
The reason why he would fight the ruling is because one win against him sets precedence for all other cases against him. Menaing if you win judgement if or when other file they could sight your case as an example of ruling for his illegal and unethical acts.. Even if he is guilty you stil have to get the money from him.
The only way to really win is to have his licensed suspended or him be reprimanded which would merit return of the money. Like someone said earlier we must hope that the California bar seeks justice on our behalf.
Good luck trying to get the California Bar to act. The only thing they are truly competent at is protecting their members. If a lawyer is despised by other lawyers, is on the wrong side of their politics or commits a criminal act in plain view of the media, they will go after them, otherwise they won’t. If you want justice, dispense it personally.
We’ve endured much of the same treatment from Legal Loan Bailout, Attorney Processing and Laverty as you all have. We’ve been dealing with them for nearly 10 months, but fired them three months ago. We filed a fee arbitration claim with the Orange County Bar when Laverty refused our multiple refund requests. Laverty was sent a demand letter from the BAR and asked to justify his fee’s in writing. Our arbitration will most likely take place sometime in May. Has anyone else gone this route? If so, what were your results? An attorney recommended we try this first.
Hello to all victims of Craig M. Laverty ,
I just talked to the investigator from the BAR of Craig Laverty and he says close to 50 people that he knows of have been scammed . They are hot on his trail .If you
want more info email me at gregorio48@gmail.com . If you haven’t filed a
complaint to the bar about Laverty you need to do it now .
I have the same story as all of you and have delt with Roge Rupp, Michael Rupp, Jannalee Balenger, Lauren, Robert Hovas and a couple of more people. I am in the process of filing with the Orange County District attorney and also with the bar. I have gotten a lot of information from all of you. Thank you. If I am able to get any information for you guys I will. Also I have goolged all the names and fave Found that Roge Rupp has a FACEBOOK page and that Jannalee Balenger has a MYSPACE. Since they hurt my family personally I will start contacting them personally on thier personal webpages as well. We lost $3000.00 and we were guaranteed in writing that we were getting our money back. Thank god I Did not hold my breath.
couldn’t find “roge rupp” on facebook…is that the exact name he uses there?
The three tier system was set up by the State of CA. The seller( the co.or person who solicted you) cannot have direct contact with the Attorney. The process goes like this: A company such as Joes Bailout sells you the package, but he can’t take your money, it has to be paid to an attorney. Since Joe can’t contact the Attorney, he has to send the paperwork and the $ to a processing center. The processing center sends the file and the $ to the Attorney. The Attorney checks the paperwork for its completeness and waits a period of time for the payment to clear. The Attorney then takes his fee, which I hate to disappoint you but it is usually less than $200 and sends the rest back to the processing Co. The processing Co assigns a negotiator and takes a fee, again usually less than $500. The rest of your money is sent back to JOE’S BAILOUT for his commission. When and if the negotiator gets your loan done, they get paid a commission.
There you have it. The Attorney only gets paid a small fee to make sure the paperwork is done correctly and accurately. The loan processing co. also gets paid a small part of your payments. The BULK of that money went to the person who sold you that package. Maybe there are others that you should be chasing!
One last thing.…GOOGLE Gary DiGirolamo.… He owns the processing co and this will give you a better understanding about what you are dealing with!
Why then I receive the receipt of the whole amount from the lawyer office. They would’t sent me a receipt for 1500 and collect less than 200.
wow! Im just seeing all this for the first time, we hooked up with the Lavery Law Firm thru Legal Loan Bailout August of last year (09) ..yeah the fee was a little steep (over 5000) and it definitely took much longer than we were initially told it would but we just got our plan from the mortgage company and so far it seems to be working out. Until last week we never had any problem getting in touch with our negotiator and getting our questions answered, in fact I would never have been able to do this alone and we were kept informed as needed ..??
Anyone trying to do this stuff without legal assistance might as well try skydiving without a parachute …its to bad some of you had these negative experiences and I hope things work out for you …
JWC, my sister did her loan modification on her own and had it all done in less than three months. Anyone can do this on their own.
Renee, kudos to your sister she obviously new what she was doing, I didnt have a clue.….
She didn’t have a clue either, but she figured it out by trial and error.
Lets try to remeber that each situation is different. It depends upon the bank you are dealing with and or your current situation. I did my mothers loan in three months,however i tried with my own with Bank America for several months before using Leag loan bailout. We used them because they stated they had lawyers that handle and deal with the specific situation,of course this was crap. Still today bank of America is doing Nothing. Call,plead,be nice you name it,they are crooks just like laverty and legal loan bailout. Its been almost a year and a half and they offered
nothing
lets remember that jwc’s message might just be a garbage post by someone trying to drum up some good feedback on behalf of laverty — he is most certainly a crook and didn’t do anything to help anybody…
don’t be fooled…anyone can post what they want…including the crook and his cronies!
That’s what I was thinking.
All here know that jwc’s comment is not true. He must be part of the laverty’s mafia. I guess he was the only one with the right phone number. Keep on putting pressure on this laverty RAT.
I called Hope Now and told them my situation and they told me,that they were instructed to notify anyone that was involved in scams like this to call the Federal Trade Commission.Apparently they are starting to go after companies like this,so please call and hopefully they will get overwhelmed with calls and move swiftly,but make sure you list all the companies involved.
Folks your throwing the baby out with the bath water here, as I said in my comment we got a plan not a fix, a 3 month trial, we not out of the woods yet. Only reason Im here is because I haven’t been able to get anybody on the phone or email response since April 1st, so I was trying to find out whats going on. We had regular and frequent contact with our negotiator until then and when I got to this site I was stunned to see all this. I don’t know how much they did or didn’t do to get us into a trial but I guess I gonna have to deal with it myself now, I won’t be going back to any lawyers though! Since the deed ain’t done yet I see a possible breach of contract. Our credit is ruined, we out 5600 and I if we can’t get a mod at the end of trial we got no where to go! Per Roger guess I’ll get with the FTC. I think other than the possibility of being on the street, the worst thing to happen here is that you put your hope, faith and trust (and money) in these people only to find out you’ve been suckered, there are no words!
Im a victim of this S.O.B. too! We can all thank our President for this wonderful flood channel he opened up for these type of scammers!! = (
These scammers were around way before Obama. I blame ourselves for using these scammers. If we had done a little more research, we would have found alternatives.
Bill
It is ok for you to blame yourself due to lack of research but do not put us all in the same category. In fact for months before i went through trying to get a lon mod without any success.I reveiwed them and was sent examples of actual mods they got done for anthoer three months. I reserached them and thier record was clean. The bbb had them as ok. Blame the banks and these scammers and partially the goverment for doing little to hold the banks accountable. This was an elaborate scheme and as many as 50,000 in 3 months are victims.You suggest all of these people are to blame? Even now after almost a year in a half Bank of America still continues to play games,intentionally mis applying payments,cutting off elctroinc payment capability,hanging up, transfering to the wrong dept. You name it they do anything to cause you to give up. Just yesterday i was told after 14 months i could contact the negotiator directly ‚however when contacting them i was told they where closed and to cal back at normal business hours. 8am to 10pm est. Perfect example as i placed the call at 6pm est.
They want you to blame you and go on your way. Dont be fooled. Log al complaints to the California bar and other agencies irrigardless of what you think. Help prevent others from bieng victims!!!!
No you’re right. I shouldn’t be so hard on my self or anyone else. I also did the research and now I am just second guessing myself. Sorry. I just sent off a letter to Laverty for my refund. I am just starting the process to get my money back. I am going to file complaints with every one possible including different media outlets.
Bill
No problem we are with you.
Make sure you first file with California Bar. Also goto the website and fill out the forms to request a refund from the special fund. Contact Thomas Laiton @thomas.laiton@calbar.ca.gov. i spoke to him last week and he told me to tell everyone that is a victim to send in thier complaint and contact him directly.
his phone number 1–213-765‑1192
Dont forget to revoke lavertys power of attorney also
Hopefully we will win this battle, good luck.
How do I revoke Lavertys power of attorney? I just filed with the FTC.
Bill
Make sure you file with the California Bar. FTC mainly justs puts it in a database. Bar can take action since he is licensed.
Creat a letter with the following for poa:
In Reference to: Termination of Power of Attorney for failure to provide service
I, (name)(address) hereby revoke the Limited Power of Attorney which was executed by me on the(date), which appointed Craig M Laverty as my agent. Said agent no longer has authority to act on my behalf in any matter. The revocation is effective immediately.
Signed this _________day of _____________, 2010
________________ Signature of Principal
State of (location)
County of (county)
On this the ____day of ______,20___,before me personally appeared ________________ to me known to be the person(s) described in and who executed the foregoing instrument, and acknowledged that he executed the same as his free act and deed.
__________________ __________________ Notary Public (signature) Title (seal)
__________________
Printed Name Of Notary My Commission Expires:________________
Bill
send me your email and i will attach it and send it to you.
I just want to say how happy I am that everyone is banding together here. Although I did get my money back, I am fully behind all of you. I know the only reason I did, is because Laverty was trying to head this off. I agree that the banks are playing a game and don’t really want to work with us, neither do we have great support from the government or the State Bar. They are only going to be forced to act because of the numbers of people involved. I do recommend trying to get a Dateline investigation or something I bet they would like this type of story. Also — don’t forget to blame the people who showed up in your living room talking schtick. Someone else here mentioned that. They are to blame too.
The legal fund should have to pay you back for being defrauded. Especially in the face of overwhelming numbers of complaints. That is the only way the State Bar will prosecute. He is cutting into their own pocket books.
Hello all! I also received my check within a month of realizing I was defrauded. Someone at one time asked who my attorney was, I told them they needed to find one in their state. However, my attorney is licensed to practice in NV and CA. so he might be able to help. He is familiar with Laverty’s wrong doings. All he did for me was send a letter, and I received my refund. It is worth asking 1. if he is licensed to represent you and send a letter. 2. and how much he would charge to send a letter. Supposedly, he is aware of a certain legality that got Laverty to react-and fast. His email is clydedewitt@earthlink.net Goodluck all!
Bill, thanks for all the info you are providing but it seems that you would want to get your refund before you terminate his poa wouldn’t you? I haven’t called the bar yet but thought I would put that out here if anybody might know the answer.
I feel sick. Just read the chain of letters today. Me and my husband are also victims of this scam with the same companies and same people, so we definitely want to get in the class action law suit too. We started the process back in September 2009 with a loan modification and then after getting no where moved to a short sale which nothing has still been done. I can’t believe we’ve been fooled for so long (7 months). No one answers or returns phone calls or emails. I feel very sick. We sent a $4,000 money order to Craig Laverty on September 23rd and now trying to figure out where to go from here to get our money back. I read your letter Trock; thanks for the suggestion to send the POA letter and call Thomas Laiton. My husband and I will start this process today. It at least helps to know we are not alone in this nightmare.
I am from Seattle, Wa and also have been scammed by this company. If there is a class action law suit filed my email is athenanazarian@hotmail.com . I will file a claim with the DA. This is frustrating when dealing with this from another state. Frustrating period. Has anyone tried to cancel the transaction through their bank. Any success??
I RETAINED CRAIG LAVERTY IN AUGUST 20,2009 TO HAVE A LOAN MODIFICATION AND TO THIS DATE I HAVE NOT AND CANNOT CONTACT OR RECEIVE A CALL OR LETTER FROM THIS LAW FIRM. I AM GETTING CALLS FROM MY LENDER AND DON’T NO WHAT TO DO I PAID THE LAWYERS 1500.00 AND AM STILL IN A BAD SITUATION.
Malaine
I would stop payment thru my bank and I would call my lender and inform them
what is going on. Laverty could careless all we wants is your money.
You will need to do what the rest of us or doing is contact Bar. But call
lender .….….….….
Malaine,
First and foremost, take it from me…call your Lender. Every day.. Tell them what you can do, work with them. We have also had to deal with Laverty since Aug 09 and despite the fact that we have been talking to our Lender everyday..and have also been trying to get some stuff from Laverty, we got a notice that the Lender wants to Short Sale… It is very frustrating…but we are fighting it. We are trying to sell our home now so that we can get the equity out of it…but you need to work with the Lender –do anything you can. Also you need to make sure that Laverty is no longer representing you. We messed up and did not do that…you need to do it.… Kim is correct…Laverty does not care.….
Kay, I wrote to the lawyer you hired and he wrote back to me and asked me for some info. which I all ready faxed to him. He will go over them and then he will see if he can help me. I just want to thank you.
For some of you who still would like to use someone else in helping with the mod. I hired someone else and was excepted in the HEMP program (government) and started making trial payments.
The agency I am using is very helpful and you do get call backs from them. If anyone is interested, let me know and I will post their name and phone number.
Kay
I got ahold of the lawyer and sent him over all the documents he asked for.
He will get back to me and let me now if he can help.
Wondering if this guy gets enough of us calling him if he would be interrested in
helping with a class action suit.
Just wanted to tell you thanks for the info. Will let you know what he says.
Thanks again
hey did anyone get the generic letter today from Craigs office saying the letter is to inform you your lender has advised us of a short term sale?blahblah blah I know others that got the exact same letter.The funny thing I am in no position to be a option to do that yet .….wtf??? Mitzi
I got that letter about a month ago. At this point, our only option is to let the house foreclose. I have tried working with our creditor, HSBC, and they absolutely won’t work with me. My house has lost about $80,000.00 in the last two years. HSBC will not drop that far in a short sale, and Laverty quit answering all of my emails. I have now filed with the Bar, the Attorney General, and the FTC. I have tried emailing Clyde Dewitt, the attorney Kay suggested, but he has not gotten back to me.
No SH.…T…we got the same letter!! We called the “Evil Empire” AKA Bank of America and was told that there was no such action on our home. We instantly requested that they no longer represent us…done. We also requested a revoke of Power of Attorney and am sending that off today. DO NOT LISTEN to the letter, it is one way for them to keep there end of the deal. You need to talk with the bank…let them know that you are willing to do what it takes. If you have any equity in your home at all, think about selling before you get to a short sale. Always try and make payments… Good luck.
I got the exact same letter. Supposedly the banks have to at least offer a short sale. As of April 5th there’s a new government program that will give you $3000 in moving expenses for those who do short sale. I’m guessing that’s why they are just sending these generic letters.
I got the same letter. What a dirtbag loser. I also called Turko — call Turko — everybody call Turko 619–237-1010 Turko is a media guy who goes after those have committed an injustice against people. Its Turko files on Channel 10. Everybody needs to call him.
I got the same letter. What a dirtbag loser. I also called Turko — call Turko — everybody call Turko 619–237-1010 Turko is a media guy who goes after those have committed an injustice against people. Its Turko files on Channel 10. Everybody needs to call him. Lets do it! We all need to ban together.
I called my bank.They have never spoke to these guys ever!!!!!!!! tHE LETTER IS A SCAM .….….….….…..
I reviewed what you sent me and I don’t think I can effectively do anything for you. The key to my success in the case you heard about was that Mr. Laverty was practicing law in a state where he was not licensed. Since you and your property are in California, that issue does not exist.
Because the amount you paid does not exceed $7,500, you qualify for small claims court, which is something I recommend that you consider. It is very user-friendly; and lawyers are not allowed.
Thank you for considering me.
Clyde DeWitt
Law Offices of Clyde DeWitt
A Professional Corporation
Well he is not able to help– hope he can help out of california res.
If any of you were damaged in an amount less than $7,500, you might want to try filing a small claims court action. There is little he can do to get around attending that hearing and paying any potential judgment. Small Claims Court judges are very sympathetic to homeowner clients and are not likely to address legal defenses he might have.
You might also want to request binding arbitration pursuant to the contract you signed with him. Even though it might seem like your complaints get little response, they do get reviewed and compiled until they have enough that they consider pursuing disciplinary action.
Ev
I made my phone call to Truko and e-mailed news room to help.
As you can see I attached the letter Clyde DeWitt sent me stating can not help
but other that or not located in Ca, can call him for help.
loan mod attorney
That is easy thing to say for those in california but what about the people who reside outside of california. This clown was not licensed in these states therfore the massachusetss bar cant do anything. If you win judgement ‚that is still no guarentee he will pa. which will cost you more time and money. I will end up suing this clown just the same i think and if i dont will end up visiting california to pay a visit to him personally,along with those from LEGAL LOAN BAILOUT!!!
What grounds would laverty have for people he scammed out of state in which he was not licensed?
Just got a response from DeWitt (Lawyer), he is charging me 25% of what I would recover. That’s too much money for me to lose. I’ll just have to wait on the refund from the Bar.
did anyone have Barry Fefferman he is an accountant in San Diego recommend them to Carig Laverty?
As I am sure that most of you are already aware, the loan modification program that you were most likely sold has not yielded the resolution that you desired. This is probably because the attorney that you believed you were retaining to represent you has done a less than admirable job. It is highly probable that your attorney has never even reviewed your case, other than to take his (side note, interesting how most of the lawyers involved are men?) cut of your expensive fee.
Unfortunately, the people that are really running this and similar operations are most likely the same types of mortgage brokers and paper pushers that helped you get your mortgage in the first place. Once the mortgage lending business started to dry up they needed some other way to support themselves. In almost all cases the people “working” on getting your loan modification are simply poorly trained paper pushers. They add almost no real value to getting your loan modification. You are much better off trying to get the modification on your own and cutting out the costly (time & money) “middle man”.
My advice is to avoid these people and their promises at all costs! While I am not sure what they are doing is illegal, I do question the ethical nature of their businesses and the sales tactics employed. It is my opinion that, at best these are simply inept lawyers and less than stellar paper pushing services seeking to capitalize on the fears of people afraid of losing their homes. Why pay someone else so much money, who offers so little in return for their services, where you will likely end up still doing the lion share of the work.
Does anybody know what this Laverty looks like ? There doesn’t appear to be in pictures of him on the web .
I have been reading everyones situation and I am going through the same thing.… has anyone filed a lawsuit or opened a case with the FTC? If action has been started with the FTC I would like the case number so that I can put it on my paperwork as well. Also is there a case number with the OC DA or any other case numbers that might be of help to me? Thanks all and keep sharing info… I have learned alot from reading these notes.