Zachary Ian Gonzalez, Esquire | ADDED TO EEBA WATCH LIST

the-three-stoogesHear Ye! Hear Ye!

The Evil Esquire Bar Association is seek­ing pub­lic com­ment regard­ing the mis­ad­ven­tures of California attor­ney Zachary Ian Gonzalez [#102115], prior to accept­ing nom­i­na­tions for his induc­tion into the EEBA.

Zachary’s addi­tion to our watch list was pre­cip­i­tated by the EEBA’s dis­cov­ery that “com­plaints have been filed against him.” According to infor­ma­tion obtained by the EEBA, Zachary is a real estate attor­ney who engages in pro­vid­ing loan mod­i­fi­ca­tion ser­vices. Caveat Emptor!

Anyone with infor­ma­tion regard­ing Mr. Gonzalez is encour­aged to anony­mously com­ment to assist con­sumers of legal ser­vices to assess his char­ac­ter and pro­fes­sional abilities.

Gonzalez’s address is as follows:

Law Office of Zachary Ian Gonzalez
11820 Pierce St Ste 200
Riverside, CA 92505
Phone: +1 (951) 263‑0349
Fax: +1 (800) 507‑3664
Email: zacharygonzalez@gmail.com

Zachary obtained his under­grad­u­ate degree from California State University, Long Beach and his law degree from the University of San Francisco School of Law. According to his bar record Zachary has “no pub­lic record of dis­ci­pline” nor any record of admin­is­tra­tive actions.

****** STATE BAR OF CALIFORNIA WARNING ******

Consumers of legal ser­vices in California can­not rely on the Cal Bar to assist them in the event they become a vic­tim of, for instance, one of the 13,529 attor­neys com­plaints were filed against in 2008. Moreover, it is very dif­fi­cult to dis­cern whether or not a lawyer has engaged in “mis­con­duct” or even ille­gal activ­ity because the Cal Bar does not pub­lish the com­plaints they “decline” to inves­ti­gate. California con­sumers “roll the dice” every time they retain a lawyer and one out of twelve times they will make the wrong choice.

Interim Chief Trial Counsel Russell Weiner recently expressed bewil­der­ment regard­ing the num­ber of lawyers prey­ing on con­sumers. “The num­ber of attor­neys using their law licenses to essen­tially take money from unwary but trust­ing con­sumers is astound­ing,” accord­ing to Weiner.

Obviously Russ has been liv­ing in a dif­fer­ent dimen­sion and just rejoined the human race here in real­ity. Each year, for­mal com­plaints are filed against 8.5 per­cent of California’s active lawyer pop­u­la­tion. From 2004 through 2008 the Cal Bar dis­ci­plined only 3.1 per­cent of the lawyers regard­ing whom they received com­plaints. During this period, only 0.8 per­cent of com­plaints received by the Cal Bar from con­sumers of legal ser­vices i.e., vic­tim clients, oppos­ing par­ties, etc. resulted in dis­ci­pli­nary action against the offend­ing lawyer. The only con­clu­sion we can draw from our analy­sis is that the California Bar is highly polit­i­cal– read corrupt.

For decades, California’s lawyers have been given too much lat­i­tude by the State Bar to screw con­sumers of legal ser­vices. The cri­sis Russ finds him­self entwined in has been build­ing for years. Radical left wing pro­gres­sives dom­i­nate the Bar’s pol­icy for­mu­la­tion and have sucess­fully moved it away from its char­ter as an attor­ney reg­u­la­tory body into a polit­i­cal instru­ment. They fork over tens of mil­lions in polit­i­cal dona­tions to the likes of Jerry Brown, Nancy Pelosi, SENATOR Barbara Boxer a/k/a Ma’am and too many state assem­bly politi­cos to count. In return they enact or fail to enact leg­is­la­tion to pro­tect California bar mem­bers’ fran­chise to screw con­sumers. In Jerry Brown’s case he sim­ply refuses to inves­ti­gate alle­ga­tions of attor­ney crim­i­nal acts– until the media picks up on a case.

Empty headed, for­mer State Bar Court Judge JoAnne Earls Robbins who crit­i­cizes California bar pros­e­cu­tors as “unrea­son­ably strict” and advo­cates against per­ma­nent dis­bar­ment as well as numer­ous other California attor­neys who’ve suc­cess­fully lob­bied against allow­ing vic­tims state­ments to be heard and con­sid­ered by the State Bar Court when dis­pens­ing dis­ci­pline are the ground troops in this unde­clared war against lib­erty, jus­tice and the prop­erty rights of Californians. It’s Rome all over again!

While California is cer­tainly in the bot­tom quar­tile of U.S. “attor­ney dis­ci­pline” sys­tems, in our opin­ion, no state ade­quately pro­tects con­sumers. EvilEsq.com can help to equal­ize this prob­lem. If you have infor­ma­tion regard­ing the attor­ney men­tioned above please, com­ment on this post, rate the lawyer’s “evil­ity” and assist oth­ers to find EvilEsq.com and this post by using the but­ton to post a link to EvilEsq.com.

If you’ve filed a com­plaint against an attor­ney that your state’s bar over­seers have “declined” to inves­ti­gate, for­ward it along with any exhibits thereto for our con­sid­er­a­tion for publication.

If you know of a lawyer who’s wor­thy of induc­tion to the EEBA? Send a brief sum­mary of the lawyer’s qual­i­fi­ca­tions along with his or her full name, state(s) of licen­sure and other iden­ti­fy­ing infor­ma­tion to vic­tims @ evilesq.com and, depend­ing on their con­duct, we’ll add them to our Nominee roles or Watchlist.

We strongly advise any­one con­tem­plat­ing hir­ing a California attor­ney use our LAWYER PROPHYLACTICS.

VN:F [1.9.3_1094]
Evility Rating:
Rating: 4.2/5 (5 votes cast)
Zachary Ian Gonzalez, Esquire | ADDED TO EEBA WATCH LIST, 4.2 out of 5 based on 5 rat­ings

Articles in this series

  • Zachary Ian Gonzalez, Esquire | ADDED TO EEBA WATCH LIST

88 responses to “Zachary Ian Gonzalez, Esquire | ADDED TO EEBA WATCH LIST

  1. Mr. Ripped Off

    I was unfor­tu­nate enough to have to deal with this joker. Since CA made it law that a com­pany “sell­ing” loan mod­i­fi­ca­tions must have a legal attor­ney to col­lect up front fees, Pacific Loan Modifications (Pacific Residential, Inc) hired this guy so they can rip off dis­tressed home own­ers. They adver­tised him to me as their “Legal Team with one of the most aggres­sive lawyers in the state” in Jan 2009. He is their entire “Legal Team” and I’ve since found out that he had only been a lawyer for 1 month at that time. How likely is it that a lawyer even sees the inside of a court­room within a month of get­ting licensed? He is basicly a stooge for Pac Res Inc. that signs their phony paper­work that gets sent to lenders. Mr. Gonzalez tells lies to com­fort you about how hard they are work­ing for you and how progress is being made, “but just don’t con­tact the lender and ask any ques­tions because they will can­cel the deal if you say the wrong thing” but then after you’ve had enough and do some dig­ging, you find out that Mr. Gonzalez and Pac Res Inc. have not done any­thing other then fax over some items, that YOU have pro­vided them to the lender. They have no idea whats going on wih your inter­ests and they already have your money so they don’t really care either. They charge you $5,000–10,000 for you to do all the work. All they do is have some­one fax it to the bank with a zeroxed cover sheet that has Gonzalez sig­na­ture on it.

    Their busi­ness is tak­ing advan­tage of dis­tressed home own­ers and busi­ness is boom­ing. Since they ripped me off, they have opened 4 more call cen­ters cause the 1 place can’t take peo­ples money fast enough.

    Not sure if he’s seen a court­room yet but judg­ing from how the DA’s office is pros­e­cut­ing sim­i­lar people/companies, I think they will all be see­ing one soon. Hopefully the inside of jail cells also for steal­ing from so many peo­ple at their most vulnerable.

    (sorry for any typos. writ­ing this as I wait for a flight)

  2. Anonymous

    so this guy is a phoney. well i received a let­ter from his office stat­ing he could basi­cally erase the 2nd mort­gage on my house. i decided to check him out on the web. thanks to your post i will not be see­ing him. thank God for peo­ple like you out­there to save oth­ers from these crooked bums. sorry this hap­pened to you. clau­dia capadona

  3. i dunno

    Well I am a cur­rent client and have been since about may 2009. My prop­erty was going to be auc­tioned off so I needed a lawyer. They stopped the sale and worked out a deal with my bank. I guess I could’ve worked out a deal with a bank by myself but I would have never been able to stop the sale. So I really did need the lawyer. I too have a 2nd mort­gage but the bank would not merge it with the first or for­give it. So now I have to file bank­ruptcy on the 2nd with I need the lawyer again. They charged me about $3300 for the BK which is the going rate for most lawyers to file BK for you. What I am say­ing is if you need a lawyer then try them but if you can go through a fed­eral pro­gram for free coun­sel­ing or per­haps work out a deal with the bank your­self then that would be smart. Unfortunately I didn’t work hard enough to work out a deal with the bank and ended up with a let­ter taped to my door say­ing that they were going to auc­tion my prop­erty within a week or a month, I don’t remem­ber. My loan was with Countrywide. THey did not auto­mat­i­cally refer my loan to a pro­gram, instead when I tried call­ing they would try to find ways for me to pay. They even sug­gested that I ‘rent out a room’ to earn income. I couldn’t believe it. They said to bor­row from friends or rel­a­tives. I was not get­ting any­where with them. I don’t know what Pacific Loans said to Countrywide for them to finally agree to refer me to some sort of pro­gram. Like I said, I prob­a­bly didn’t push hard enough. Country even told me before I was a Pacific client that I didn’t qual­ify for the home reten­tion pro­gram and thats why I wasn’t referred. So I dunno. I don’t know Gonzalez’s his­tory as a lawyer but he stopped the sale. For me thats what really mat­tered. Of course I get peo­ple telling me that I was ripped off for the money I gave Pacific Loans and its actu­ally free…yadayadayada. But I am not con­fi­dent or knowl­edgable to go to court and file all the nec­es­sary paper­work. I’ve taken a look at how to file BK by myself and its com­pli­cated. I don’t have the time to go to court. I’d rather pay a lawyer to do it for me. If you have the time and smarts to do it all your­self, go for it espe­cially if you don’t have any court pro­ceed­ings involved.

  4. Honestabe

    This guy is a poor excuse for a human being. I trusted PLS to do a loan mod­i­fi­ca­tion that would take “60–90″ days. That was July of last year. It has been a con­stant strug­gle to get any­one to take my calls and now, PLS has “moved” out of their office leav­ing no for­ward­ing infor­ma­tion for any of their cus­tomers. Next stop, Riverside DA’s office to file charges.

  5. Justice
  6. Lost Home

    My wife and I also “retained” Gonzalez’ ser­vice along with Pacific Loan Solutions, since June 2009. PLS staff allowed us three months, to make three pay­ments. Sixty days later (that would be five months after reten­tion), they finally sent a request to my mort­gage com­pany. My mort­gage com­pany halted all com­mu­ni­ca­tion with me, pend­ing a let­ter from my bank­ruptcy attor­ney to allow us to com­mu­ni­cate. Because of ter­ri­ble advise from the BK attor­ney, I had fired him (for lack of bet­ter words). Therefore putting us in a ter­ri­ble spot. It is now June 2010 and I have yet to reach a loan mod­i­fi­ca­tion, it has been an entire year of strug­gling finan­cially to keep up with a mort­gage pay­ment I can­not afford, now with one income. I have reached the point where I fell I should just stay here for the next year to year and a half free of pay­ments and then move out. All thanks to PLS cler­i­cal staff loos­ing paper­work and refus­ing to set an appoint­ment with their attor­ney, Zach Gonzalez

  7. Anonymous

    ZACHARY GONZALES, A J HUXHOLD AND JEFFREY TORRES ARE RIP OFFS AND SHOULD BE THROWN IN JAIL. THEY TRIED TO RIP ME OFF FOR OVER $ 7,000.00 BUT I POSTED LARGE SIGNS RIGHT OFF THE FREEWAY, PUT UP MAGNETIC BUSINESS CARDS WITHIN A ONE MILE RADIUS OF THEIR BUSINESS AND JUST BEFORE THEY OPENED ON A FRIDAY I SCATTERED OVER 300 PAPER BUSINESS CARD SIZED FLYERS ALL OVER THEIR PARKING LOT OF PACIFIC LOAN SOLOUTIONS STATING HOW THEY RIPPED ME OFF OF OVER $ 5,000.00 AND GUESS WHAT.…JUST AFTER I GOT HOME I GOT A CALL FROM MR. ZACHARY GONZALES HIMSELF STATING THAT HE WAS PERSONALLY GORING TO FINISH MY LOAN MODIFICATION WHICH.…SUPPRISINGLY HE DID ! BUT YOU HAVE TO BE CAREFUL IF YOU TRY SOMETHING LIKE THIS BECAUSE THESE PEOPLE ARE DANGEROUS.

  8. liar and thief

    Yup, He took my money and ran. Zachary I Gonzalez jr got me for nearly 10,000 for two home loan mods. He took the money and never did the mods. Put me on the slow­boat , had his peo­ple tell what I wanted to hear. Lied lied lied. then I had to hire a real lawyer to help me. So far a total loss. Dont trust this guy he is a crook and so are his employ­ees. He is clearly a dam­aged per­son out to make a fast buck from peo­ple in a tough place.

  9. rip off

    I HAD VERY BAD EXPERIECE WITH THIS ZACHARY GONZALEZ I PAID PACIFIC LOAN SOLUTIONS FOR LOAN MOD THEY SAID THEY WERE 100% THEY CAN HELP ME I TRUSTED THEM AND ONE YEAR LATER WAS DENIED FOR LOAN MOD THEY WERE NOWERE TO BE FOUND FOR HELP I AM A SINGLE MOTHER STRUGGLING I THEY TOLD DONT SEND RENT PAY THEM INSTEAD SO I DID ENDED UP IN A BIG MESS DONT TRUST THESE PEOPLE THERE OUT TO GET U THEY ARE RIP OFF ZACHARY GONZALEZ NAME IS ALL OVER CONTRACT BUT WONT HELP OR I DONT TRUST THEM

  10. Justice

    http://www.pirate4x4.com/forum/showthread.php?t=895437

    Brigitte Muniz (proces­sor) is return­ing client calls from 951–525-0269

  11. Zachary I. Gonzalez, Jr.

    Dear Clients,

    My office phone num­ber is (951) 263‑0349 and my address is 11801 Pierce Street, 2nd Floor, Riverside, CA 92505. If you have a prob­lem with your case, please con­tact the office to sit down with me and address your concerns.

  12. Justice for All

    I’ve called around and found out some info regard­ing Pacific Loan Solutions. Sam “the President” is still at the old address, doing busi­ness under another name. He told me when I talked to him on his cell that he is mov­ing his office to Anaheim hills.

    He also told me that Jeff “the Broker” moved to Corona. I found the fol­low­ing link to his new office.

    http://www2.dre.ca.gov/PublicASP/ppl…se_id=01292141

    We can’t let these jok­ers take our money, I plan to go stand out­side their offices until we get it back…who is with me.

    One more thing, when I talked to Sam, he tried to sell me a bank­ruptcy through an attor­ney, this woman was clue­less as him. Here is her information…I wouldn’t use her after the hor­ri­ble expe­ri­ence with Pacific Loan Solutions.

    http://lawofsrobinson.com/contactus.html

  13. Justice

    GOOD JOB!! (except link doesn’t seem to be work­ing today)

    http://lawofsrobinson.com/contactus.html

    HMMMMM.…

  14. Justice
  15. Justice

    Notice that the “Mailing” address in Corona is a UPS store and the “Main” address is Zachary’s office in Riverside.

    License Type:
    BROKER

    Name:
    Torrez, Jeffrey

    Mailing Address:
    2276 GRIFFIN WAY
    SUITE105 182
    CORONA, CA 92879

    License ID:
    01292141

    Expiration Date:
    05/05/12

    License Status:
    LICENSED

    Broker License Issued:
    05/06/04 (Unofficial — taken from sec­ondary records)

    Former Name(s):
    NO FORMER NAMES

    Main Office:
    11801 PIERCE STREET
    STE 200
    RIVERSIDE, CA 92505

    DBA
    NO CURRENT DBAS

    Branches:
    NO CURRENT BRANCHES

    Affiliated Licensed Corporation(s):
    01856595 — Officer Expiration Date: 12/12/12
    Pacific Loan Solutions Inc

    01458676 — Officer Expiration Date: 10/17/12
    Pacific Residential Inc

    01849709 — Officer Expiration Date: 07/27/12
    RivCorHomefinders.com Inc

    Comment:
    NO DISCIPLINARY ACTION

    NO OTHER PUBLIC COMMENTS

    »» Public infor­ma­tion request complete ««

  16. Justice for All

    I went down to 11801 Pierce Street, Suite 200, and they had no record Torres hav­ing an office there.

    I searched the inter­net and found this pub­li­ca­tion as his new office address, but I haven’t been over there yet…this is my next stop. 268 N. LINCOLN AVENUE #13
    CORONA, CA 92882.

    http://www.thesentinelweekly.com/PDF/may_10/SentinelWeekly051210.pdf

  17. Justice

    If you had a con­tract with Pacific Loan Solutions and Zachary Gonzalez name was on it, or if you ever wrote out a check in Zachary’s name, he has to help you.

    I actu­ally called the front desk @ 11801 Pierce St Phone (951) 263‑0300 and they con­firmed they knew Jefferey & Pacific Residential.

  18. Anonymous

    I don’t know who this per­son is, but I he posted a com­plaint about Pacific Loan Solutions and Sam.

    http://www.complaintsboard.com/complaints/image-management-group-c364103.html

    And he claims to have Sam’s cell…let’s all call and see if this is for real (949) 941‑2000.

  19. justice for all

    I don’t who this per­son is, but they posted a com­plaint about Pacific Loan Solutions and Sam.

    http://www.complaintsboard.com/complaints/image-management-group-c364103.html

    And they claim to have Sam’s cell phone number…let’s call and find out if its true. (949) 941‑2000.

  20. Justice

    HMMMM.… The last cell phone num­ber I have is 949–654-1000.

  21. Justice

    There’s alot of “Pissed” off clients out there.

    http://www.complaintsboard.com/complaints/pacific-loan-solutions-c362742.html

    You should see how many law­suits Sam & Jeffrey have against them here: http://public-access.riverside.courts.ca.gov/OpenAccess/CivilMainMenu.asp

    Although Sam’s mid­dle name is Omar, he dis­guises him­self under “Omar” Ismail which is his father’s name. Problem is, his father lives in Jordan and hasn’t been in the States for over 5 years.

    Fucking thief!!

  22. Jimmy

    LQQK a lit­tle closer at Zachary Gonzalez. More peo­ple who were ripped off need to act. He gives all lawyers a bad name. On Aug 16th he became “Ineligible to prac­tice law” due to 66 counts regard­ing 11 clients (look him up on Calbar.org). The prob­lem is, he is still rip­ping peo­ple off in 2010 with his bank­ruptcy firm. More peo­ple need to stand up and put the nail in his cof­fin. As it is right now, he may be able to regain his bar mem­ber­ship later on. There is a 27 page pdf report about him on calbar.org

  23. MR C

    like all of you ‚i have the same story. its a shame that we cant get any help from any one * SO FAR* i am los­ing my home because of P.L.S. / zacary i gon­za­les. the day i walked into P.L.S. office (river­side) per­fect credit, per­fect his­tory. as of today , i’am los­ing my home because Z,gonzales said we wanted to return our home (to our lender) this was con­firmed today by my lender. state bar told me as of 8–16-10 zacary I gon­za­les, is not licensed to prat­ice in CA ????

  24. Justice
  25. Jimmy

    Besides mak­ing sure that each and every one of you who were stolen from com­plain to the state bar, it is imper­a­tive that you let the Attorney General’s Office (ie. Jerry Brown) know about this joker. As it is right now, I don’t know of any crim­i­nal charges being sought and he will have the oppor­tu­nity to prac­tice law again if he can con­vince the State Bar that he changed his ways. Sometimes, get­ting things done is worth the inconvenience.

  26. Justice

    Zachary was hired in Feb ’09 by Sam Ismail when the DRE laws changed. Both Jefferey & Zachary were too deep into the cor­rup­tion but opted to stay in because of greed. You sleep with dogs, you wake up with fleas.

    Wissam (Sam) Ismail is the big fish. He is a known thief & liar after his involve­ment with http://www.ripoffreport.com/Legal-Process-Services/The-Firm-Mod-By-Lawy/the-firm-mod-by-lawyers-this-2p975.htm

    Here is the link for the Attorney General’s office:

    http://www.ag.ca.gov/consumers/general.php

  27. Anonymous

    I filed a com­plaint with Jerry Brown months ago and have not heard a word.

    Years ago I had another prob­lem with a lawyer who defrauded me. I filed a com­plaint with Jerry Brown and he did noth­ing. He refuses to take on lawyers. He’s a scum­bag lawyers best ally. Lawyers are the biggest con­trib­u­tors to Jerry Brown’s cam­paigns… go figure.

    File a com­plaint with your dis­trict attor­ney then copy that com­plaint to the attor­ney general’s office. Maybe Jerry will be gone soon and they will do something.

  28. Justice

    I agree with you Anonymous, that is why I sug­gest fil­ing a com­plaint against the Loan Modification com­pany itself.

    The Attorney General’s office came down hard on loan mod com­pa­nies in ’08 & ’09 because of the cor­rup­tion. These com­plaints actu­ally changed the laws and the way the DRE did business.

  29. Jimmy

    Hmmm…disappointing about the AG. KEEP ON THEM. Try the media, they usu­ally make politi­cians act. Jerry Brown is run­ning for gov­er­nor and just got a $1million+ resti­tu­tion ordered against an attor­ney loan mod company.

  30. Anynomous

    Brown did get one resti­tu­tion order for $1.1 mil­lion against L.A. lawyer Mitchell Roth amount­ing to $550 per home­owner. Did Roth give money to Jerry Brown’s cam­paign or under the table is that why the amount per home­owner was so low?

    There are thou­sands of cases Jerry has done NOTHING about. I know the law firm that ripped me off before gave thou­sands to Brown and I am cer­tain that’s why he did noth­ing. My case was a slam dunk… they took money and other assets they had no right to. But they and many other lawyers are under Jerry’s pro­tec­tion umbrella. Jerry is a shill for lawyers… a vote for him is a vote to allow his crooked lawyer friends con­tinue to rip off the public.

  31. DD

    my 74 yo mother lost her house cause of this prick. i hope he reads this cause when i catch him he bet­ter have the 2 thou­sand + 26 thou­sand cash she lost in his pocket cause I aint tak­ing no checks.

  32. Angry

    I am so Angry!I hired Zachary and Jeff Hudson to help us with our BK13 and we paid $3300 up front.We were des­per­ate at the time and just wanted to get the process over with.The whole 3 months of this Bk process we saw Zachary 1 time.He would have Jeff as his liaison,while he was at “court”,which now we believe he was in court for his own problems!This Monday,August 30th we have a meet­ing of cred­i­tors with the Trustee Rod D and Jeff was sup­pose to call me to let me know how much our BK pay­ments are going to be.I tried since last Thursday to get an answer and nothing.I was get­ting very wor­ried and scared so yes­ter­day I went to their office in Riverside at the regency build­ing on the 2nd floor and the recep­tion­ist looked trou­bled when I asked her to talk to Zachary.I knew she wanted to tell me something,but couldn’t because of confidentiality.She told me a few clients came in dur­ing the week telling her to warn oth­ers of zachary.She said she couldn’t,but I knew she felt bad for me.She said take a look at the State of California Bar and look up his name.I cried while stand­ing there,I didn’t care who was look­ing all I could think about is I have court this Monday!!!
    what the hell am I going to do??Driving home was a blurr,I just wanted to die!!
    As soon as I got home,I looked him up and sure enough he was stripped of his legal ser­vice on August 16th,the same day I tried to call.No won­der this Ass didn’t return my calls or emails!As for Jeff Hudson that loser!He needs to get a foot up his ass for what he did too!!He lied to all of us too,to cover for this sick man that called him­self a damn lawyer!At least they got me to my cred­i­tor meeting!!I called the trustee,because I wasn’t sure if Zach or Jeff made up the paper­work for the trustee meeting.I talked to the trustee’s aide and she laughed when I asked her if the let­ter I got was real.I asked her why would she laugh,when a few hours ago I found out I was scammed!So she told me and m hus­band to go and just to explain to the court what happened.Damn,I am going to look fool­ish in their with these cred­i­tors want­ing their money!I have no legit paperwork,I don’t know what to do.If or what Zachary gave to the trustee.My stom­ach is in knots!I need help!I will go to any news­pa­per or who­ever that will listen!I want these peo­ple to pay for what they did!The sign is a great idea!Any ideas on what I should say at my hear­ing this monday?I am indeed in a big­ger hole than when I started this process.……Zach,Jeff„LPS need to pay!!!

  33. Jimmy

    Be SURE to go to the meet­ing and report the whole sit­u­a­tion to the trustee. There are a lot of good lawyers in that building…Zach Gonzalez is just the scummy excep­tion to the rule, so it wouldn’t be right to destroy the twenty other busi­nesses in that build­ing. Oh and the recep­tion­ists who are get­ting cursed out daily on behalf of Zach Gonzalez don’t work directly for him…they are shared recep­tion­ists work­ing for Regus Corp that han­dle all of the calls for the 50 or so clients in that building…they want hime gone too.
    The trustee and judge NEED to know what is going on in detail. They will have mercy on you I am sure and con­tempt for the attor­ney. Write the judge a let­ter too. Anything you can do to bring this creep 100% into the spot­light the better…it just takes effort. Also, any­thing he does do now would be “Practicing Law with­out a License” and could get him into fur­ther trou­ble. I heard a rumor that his assis­tant (who is actu­ally just the scumbag’s step-son) was at the office just a day or two ago giv­ing “legal advice” to an elderly cou­ple about how their bank­ruptcy would be han­dled. This is an atroc­ity. Turn him in to the press, state bar, office of the Chief Trial Counsel of the state bar, the attor­ney gen­eral and any­one else who will listen!

  34. don't take it lying down

    By the way, AVVO.com is a huge site that pro­vides info about lawyers through­out the coun­try and allows for client reviews. Unfortunately, Gonzalez has one fake review that says he is great and only one bad review to counter it. Also, stu­pid avvo hasn’t updated his list­ing yet and it still shows that he has No pro­fes­sional mis­con­duct reported to the state bar.

    http://www.avvo.com/attorneys/92505-ca-zachary-gonzalez-1843607.html

    GO TO THE SITE: LEAVE YOUR REVIEW, AND TRY TO THINK OF A WAY TO TELL AVVO ABOUT HIS MISCONDUCT AND THAT THEY NEED TOREFRESHHIS RATING. They get that info from the state bar web­sites around the coun­try, but appar­ently they don’t update it often enough.

  35. don't take it lying down

    Everyone needs to get together, get a real law firm, find more vic­tims and file a class action law­suit against this scam-artist. Class actions can be dev­as­tat­ing and will ensure that he isn’t left with a bag of gold at the end of all of this.

    BTW, you have to work very hard at defraud­ing peo­ple to accom­plish this much dam­age and have this bad of a rep­u­ta­tion within just a year or two of becom­ing licensed to prac­tice law. He also mar­kets heav­ily to the latino com­mu­nity where clients tend to be more trust­ing and less sophis­ti­cated as to what to do when ripped off. Don’t let him get away with prey­ing on the weak!!!

  36. Angry

    Thank you,I printed out the suit against Zachary Gonzalez and copied the fake BK legal doc­u­ments Jeff had us sign with the amount that we paid.I am going to make sure the trustee and the judge know what kind of mon­ster he was to take our money and then leave us at the mercy of the court.I am still scared and pray that they understand.The sec­re­tary was very nice to me when I asked about Zach.I do agree that zach does give lawyers a bad name..but there is always a bad apple in the bunch..I actu­ally con­tacted a few news­pa­pers and wait­ing for a reply.I am not going down with­out a fight!!!

  37. don't take it lying down

    Good job Angry, give ‘em hell. By the way, are you say­ing that they doc­tored up the dol­lar amounts paid in the “Disclosure of Compensation for Attorney / and or the “Declaration of Attorney regard­ing Limited Scope of Appearance” sec­tion? That is pretty big time…can you prove what you actu­ally paid??? Tell the trustee on the record, under oath, directly that you want to point out that he did X,
    Y and Z and ALSO that he lied on the bank­ruptcy doc­u­ments as to how much I paid him and then told you that had to sign even though you didn’t agree. That way, you are say­ing that you don’t want to be part of Bankruptcy Fraud. Then, present proof of what you actu­ally paid. This guy will go down per­ma­nently if every­body takes on the fight­ing atti­tude and makes the effort. Portray your­self as a vic­tim and then ask for help.
    —Also, please follow-up on this with us so that we know how it went.

  38. don't take it lying down

    P.S. I am still shocked that only 1 for­mer client has yet to go on AVVO.com and leave him a true Client Review (see link above)…when things are this bad, peo­ple need to not only get sat­is­fac­tion for them­selves, but also, help pre­vent harm to their fellow-man.

  39. The Luna's

    Ya Angry I feel your pain.…I’m in the same boat.…Zach was sup­pose to file our chap­ter 7 on Aug. 10th he even emailed me copies of the bk paperwork…like u we paid upfront $2400.. On Aug. 9th I went to the build­ing to ask why our bk was not filed yet and when the recep­tion­ist called his office no one answered„,she went back to see if he was there and he said he couldn’t see me right then to make an appointment„so when she came back I told her i wasn’t leav­ing until I had an appoint­ment so she called him and he said 11am next day…She also told me all the peo­ple that were com­ing in upset one had to be escorted out of the build­ing thats why this cow­ard rented this office so he could hide his lying face…anyway next day I arrived 11am so the recep­tion­ist called him and no one answer„10 min­utes later she called again and Jeff anwered and said it would be a few more minutes„15 min­utes later Jeff is walk­ing out by the recep­tion­ist and walks right pass me I said Jeff he looked at me and didn’t know who I was but I told him I had an appoint­ment to see Zach„he looked sur­prised and walked me back to Zach where when he opened the door looked beet red in the face…we sat there with him going over our file..He had every­thing he needed and told me he was going to file that evening and said he would send me a case # in the morning..never happened„left numer­ous emails to him no response…called BK Court no record of us filing.…I’m so upset and numb at this whole situation…This Bastard lied right to our faces telling us he was in a law­suit with the mod­i­fi­ca­tion com­pany not with over 66 cases filed against him.…I defi­natly am not going to let him get away with this…first I have to fin­ish my mess and then I will be after him for my money and get him the pun­ish­ment him and all the other creeps deserve..That is for sure.…

    And if Zach does read this one day.…I do believe in Karma and you have defi­natly earned your share…all these peo­ple you’ve hurt for your gain our going to get jus­tice and we will all work together to get this done…Believe that..

  40. Angry

    My hus­band and I went to our meet­ing with the trustee this morn­ing at 8am in Riverside at the Marriott.When we walked in there was many peo­ple with their lawyers.I don’t know why I looked around to see if I could see Zachary G or Jeff..LOL
    what a joke.I felt so sick,I felt dizzy know­ing what was to come.We sat and waited for our case # to be called and finally after 5 minutes,here we go.We had to take an oath that we were the ones who are filing.The trustee asked“Where is your Lawyer?“
    I almost started crying,I began to tell him what he did,then he looked at our paper­work and told us that it was a mess and we needed our Lawyer.I told the trustee Zachary was dis­barred and I gave him a copy of the judg­ment against Zachary Gonzalez from the California state bar dis­bar­ring him and he put his head down and told us he was sorry for what we had to go through.I showed him the BK appli­ca­tion that we signed along with the price we paid.He told us that he would ask the Riverside court to grant us par­tial payment.He then told us he would grant us a with­out prej­u­dice dis­missal from the BK13,which means as soon as we find another attor­ney we can file again.The trustee then told every­one in the room how we were scammed by Zachary Gonzalez and if lawyer wanted to help us out,the room got silenced with every­one and their lawyer star­ring at us as we left the room.At least this time we know what paper­work and headaches are to come.Since our BK13 was dis­missed now all the cred­i­tors we owe will come full force..My hus­band and I are pre­pared to do what­ever it takes to climb out of this hole.I went on AVVO to sub­mit a review and they declined my review.It took them 1 day to say it was neg­a­tive and I was attack­ing Zachary.God,only if they knew what those peo­ple did to us!!I won­der where Zach and Jeff are today?I want to know Luna’s what are you plan­ning on doing?Did you deal solely with Jeff Hudson?Did you ever deal with a woman named Sonia that was their sec­re­tary?
    She had brown hair..I only saw her 2 times.Crazy how these peo­ple hire a lot of employ­ees to get you confused!I even tried to call the num­ber again..crazy wishing.

  41. Justice

    You need to read all the posts. You will find what you need on Jeff Torrez from Pacific Residential. He was the bro­ker for Pacific Loan Solutions and later worked with Zachary. He’s still around.

    I don’t know why you guys don’t go after Wissam (Sam) Ismail. He was the pres­i­dent of Pacific Loan Solutions and he has a shady his­tory with “The Firm”. He is work­ing under IMAGE MANAGEMENT GROUP (IMG) on 11850 Pierce St. Ste 100. DON’T LET THIS THIEF OFF THE HOOK!!!!!

  42. Justice

    EvilEsq:

    You are SO RIGHT about vot­ing in the incum­bents!!!!! THANKS for that observation!!!!

    I filed a 37 page report against Pacific Loan Solutions, Inc (which included all par­ties dis­cussed on this forum) back in November ’09 with the DA in Riverside. I call every 3 months to find out any updates and they keep telling me it’s on “PENDING STATUS!!!” I even filed same 37 page report with the Riverside Police but haven’t heard any­thing from them either. ARGGHHHH!!!

    They have so many law­suits in the Riverside cour­t­house, the judges already know them by name.

    What I was able to find out was that the DRE is pend­ing an inves­ti­ga­tion to revoke Jeffrey Torrez’s bro­ker license. Everyone should con­tact the Department of Real Estate and file your own com­plaints as well to keep up the pres­sure. You can find links on com­ments above.

  43. disgusted

    avvo will some­times try to reject a review if it’s too harsh. you should try turn­ing them on to the facts or at least try to water it down with hints for peo­ple to research this joker.

    @evilesq — tell avvo to update their sys­tem. they still show Gonzalez in good stand­ing with no dis­ci­pli­nary actions.

  44. disgusted

    P.S. Gee I wish some­body or all of you col­lec­tively could tar­get the local media. Perhaps if every one of you called the same paper / news chan­nel, etc. it would get their attention.

  45. Justice

    I tried post­ing the same info I posted here on June 16th and Avvo rejected it. They said I had to be a client who had a legit­i­mate com­plaint. DUH!!

    WHAT’S THE MATTER WITH THESE PEOPLE? WHO DO THEY WORK FOR?

  46. The Luna's

    Im sooo sorry Angry„„I can’t imag­ine being in a court­room with the way that I feel…

    This is what I’ve done…contacted State Bar Riverside to file a arbi­tra­tion of fee dis­pute „„and the California State Bar to file for the client secu­rity fund and complaint…we just have to pick up the pieces and move forward..Also I found another attor­ney with great reviews that was referred to me that we will meet with…

    We all do some­how need to get together and take these jok­ers down all of them..we have rights and need to use them..

  47. The Luna's

    I did meet with Sonia as well which was worthless„,She acts like she had no idea what was going on around her like every­one else that worked in that office.We signed up with them in February 2010 they wanted to do our home mod­i­fi­ca­tion.. Being in the Real Estate indus­try I told my hus­band I wasn’t com­fort­able giv­ing that much power to some­one over our Home and com­pleted it myself thank goodness…I had a bad feel­ing from the begin­ning I told my hus­band some­thing was not right but he talked me out of going with the attor­ney that I wanted licensed since 1979 with no bad reports.…. I don’t under­stand with all the back­ground of all these creeps why noth­ing had been done prior and why are they still going on using other names.…All Riverside County needs to know about this so nobody else gets hurt…Like the whole Home Modification scam

  48. Angry

    @lunas,I agree we need to stand up for our­selves and not let these crooks get away with what they did and what they are still doing.I will never for­get the anguish and the emo­tion­ally trauma I had in that hearing:(right now I am scared and I’m dev­asted about this whole mess.it’s our fault we had to come to filing,but hell,we paid the price and now were in a big­ger mess.zach and Jeff should be lucky they weren’t in their office on Friday to hear my anger.they are cow­ards and isam is the biggest of them all to have employ­ees do his dirty work!lunas I’m con­fused about Jeff.I hear peo­ple say he worked close with a Jeff torres,I knew of Jeff Hudson.unless he used a dif­fer­ent name or if he was a dif­fer­ent man.I won­der how they could look at thier clients know­ing that they were going scam them.I am with all those who are going to file charges against him!we need to stick together.Ismail needs to rott in prison along with his posse!!

  49. Satisfied Customer

    I paid for a bank­ruptcy and that is what I got…a bank­ruptcy. If you don’t pay your mort­gage, you lose your house…those are the rules. No attor­ney causes you to lose your home, only the home­owner can do that. I think there are few peo­ple on this board whip­ping peo­ple into a frenzy. It seems that you peo­ple are never happy. You com­plain that your los­ing your home and you want some­thing done, then when your freak­ing attor­ney is sus­pended and can’t help you…you com­plain. Where did we go wrong with this sense of entitlement…you have no right to a mod­i­fi­ca­tion. Stop blam­ing oth­ers for your problems.

  50. Satisfied Customer

    @EvilEsq — And how do you know the attor­ney did not per­form the ser­vices? Stop pre­tend­ing that every­one that comes to this board with a grudge is a freak­ing vic­tim. Some cases don’t go as planned, some mod­i­fi­ca­tions are denied, and some­times clients are wrong. How can you try to ruin a person’s rep­u­ta­tion and char­ac­ter based upon anony­mous post­ings. This web­site is wrong and should be shut down.

  51. Justice

    Sam hired Zachary in Feb ’09 because the DRE rules for loan mods changed by sub­sti­tut­ing mort­gage bro­kers for attor­neys. Zachary was green behind the ears (hav­ing passed his bar exam months ear­lier) and I think he got greedy with the $10K monthly earnings.

    It looks like he con­tin­ued screw­ing clients after he quit Pacific Loan Solutions. That’s too bad but I guess that’s what hap­pens with peo­ple who have no prin­ci­ples or values.

  52. disgusted

    @Satisfied Customer (AKA Zach Gonzalez? One of his Cronies? or per­haps his mommy?) –> What a joke? the whole inter­net is a buzz about this scamster…not just this site. Gonzalez is a sorry excuse for a lawyer, coun­selor, and a human being. Perhaps you should read the state bar com­plaint against him…oh wait, that doc­u­ment was prob­a­bly served on you. Law is and can be a noble pro­fes­sion; unfor­tu­nately, in every indus­try there is a cer­tain ele­ment that looks for a quick buck and doesn’t care who they hurt. The facts are what they are.

  53. Justice

    Sam was noto­ri­ous for accept­ing any home owner’s money, whether they qual­i­fied for a loan mod or not. He learned how to screw peo­ple dur­ing his part­ner­ship with “The Firm”. It’s all doc­u­mented. It’s only a mat­ter of time when he ends up in jail.

  54. disgusted

    By the way, I hear his assis­tant who I believe is named Jeff is his step-son…it runs in the fam­ily I guess.

  55. The Luna's

    If your such a (SATISFIED CUSTOMER) what are u doing on the Evil Esquire Website…Come on what a joke…The jokes on you…Maybe next time you’ll think before you embar­rass yourself.

  56. hmmm....

    If all of you poor vic­tims (and yes I agree you are vic­tims) will stand up to these crim­i­nals they will be the ones look­ing to hire an attorney…hopefully to defend against crim­i­nal charges.

  57. RIO OFF

    I MY SELF ALONG WITH 2 REALTIVES WENT TO PLS THEY RIPPED US OFF SAYING THEY CAN HELP WITH LOAN MOD THEY DIDNT; HELP NONE OF US IM ABOUT TO LOSE MY HOME AND THERE NOWHERE I WISH WE CAN ALL GET TOGETHER AND DO SOMETHING TO GET OUR MONEY ALL OF US WHO WERE RIPPED OFF AND NOT LET HIM GET AWAY WITH IT!!!!!!!!

  58. hmmm....

    @Satisfied Customer: LOL, That’s a good one…wait I don’t get it. Can the words “sat­is­fied cus­tomer” and “Zachary Gonzalez” really be used together in a sen­tence like that????

  59. .

    @hmmm… I hope the lawyer ZG hires is exactly as com­pe­tent he is.

  60. Curious

    Wait, I am not sure I under­stand this website…ZG is on the watch­list??? By now this D-bag should be per­ma­nently crowned Duke of Evil Esq. He has earned that dis­tinc­tion. The sad part is, you know the irreper­a­ble harm isn’t over yet. He still has clients who haven’t even got­ten word of this yet and think their cases are going along fine.
    SOMEBODY PLZ TELL ME THAT CRIMINAL CHARGES ARE PENDING / COMING!!!

  61. i dunno

    Oh lord. I went down today 8/31/10 because I havent heard from them. Well they have an email print­out say­ing the state shut them down. We gave them $3300 to file bank­ruptcy for us too. I have a feel­ing noth­ing has been filed. I don’t know what to do. All those cred­i­tors and the 2nd mort­gage have been wait­ing all this time. I was hop­ing to set­tle this with them by now.

  62. The Luna's

    @i dunno.…The first thing to do is call the Bk court voice sys­tem 866 522‑6053..
    you can search with name or social secu­rity number…but look­ing at the odds looks like you’ll need a new attor­ney to rep­re­sent you in this matter…I received the email from the ZACH say­ing he was going to for­ward our files to another law firm that will be han­dling his cases for him„,the only place I want my file is in my Hands along with a check for all the money that was unearned.…
    If you find a bk was not filed„„I would look to hire a new attor­ney quickly and I would never again stop com­mu­ni­cat­ing with the lien hold­ers on your home…They want us home­own­ers to stay in con­tact with them let them know our sit­u­a­tion…
    Ya it took me over 8 months to mod­ify my 2 prop­er­ties but I always knew what infor­ma­tion they needed and stayed patient…These banks have more default loans then they do current…But as we all know about these crooks is nobody did any­thing the only thing they did quickly was cash our checks and after that we were just another sucker on there sucker list…

  63. Angry

    I’m hir­ing another bk attorney,I meet with him next Tuesday.I found out they put a lien on my 2nd.that was why I was fil­ing bk13 along with a cou­ple other creditors.i’m done crying,my attor­ney is a friend of my par­ents and he works in river­side courts also.he told me after we file,were going to sue zach and Jeff for tak­ing our money and leav­ing us to hang at our hearing,which was on Monday.did any­one deal with Jeff Hudson??I’m excited to get this process going.as to this sat­is­fied cutomer here,I’m sure your a fraud too!!posing as a client,shame on you com­ing on here to kick up dirt that you didn’t even get dirty with!!!to all those who want to get your money back for the unearned money,let’s get together and file suit!zach still has his web­site up,whaat a joke!!also sat­is­fied client,we all know our rea­sons for fil­ing bk or loan mods!it doesn’t mean we deserve what happened,we were taken advan­tage of.he preyed mostly on us latinas/Latino group.imagine hav­ing to go w/o your lawyer to a cred­i­tors meet­ing look­ing like an ass because your paper­work was called a mess!!!then have to feel like crap because you know zach and Jeff took you for a fool!you need to find the I love zach gon­za­lez because I’m a sat­is­fied client website!especially if your con­fused about what were talk­ing about.no dis­re­spect @ satisfied,but we are hurt­ing because they made our holes deeper than what they were,instead of helping,zach made our lives hell!!!!

  64. i dunno

    Can any­body rec­om­mend a good bank­ruptcy lawyer in the San Bernardino area? THank you Luna. I called and my social secu­rity num­ber did not come up. I feel like such a fool. At least you got an email from Zach. I got noth­ing. I even emailed him at the address of the print­out the regus recep­tion­ist gave me. I was cry­ing on the free­way. Praying to God. These peo­ple are ruthelss, people’s liveli­hoods are at stake here. I guess I have no choice but to find another lawyer but we are so strapped for cash it took all we had just to pay Zach. We had to bor­row just to pay Zach. Now we are more into debt.

  65. i dunno

    @satisfied. nobody WANTS to file bk. things hap­pen such as death of a spouse, loss of a job, divorce etc., that forces you into this sit­u­a­tion. The thing is , the lawyer did not do his job that he so greed­ily took the pay­ment for. We are not mad at him because we are in the bk sit­u­a­tion only for the fact that he took our money and didn’t do what he promised/contracted. With that being said.…anyone know of a good lawyer with a good rep.?

  66. i dunno

    thank u evi­lesq. went there and looked around. I found one that looked good but he’s located in san diego :(
    i am think­ing of fil­ing the papers myself but i am too scared to meet with the cred­i­tors as the Angry had to do. @Angry did you have to have a lawyer? Couldn’t they still nego­ti­ate with you some­how? I would rather have a lawyer speak with the creditors.

  67. The Luna's

    @i dunno„„did u get the email from Zach about how is for­ward­ing our files to another attor­ney and doesn’t have the money to refund any retainer fees…
    I sent him a let­ter and a email that I no longer want any­thing to do with him and want my file back along with any unearned money…this is crazy…
    oh and check out this guy Tim@CombsLawCenter.com..www.CombsLawCenter.com
    the recep­tion­ist at the build­ing told me clients praise this guy and his reviews are great…

    @evilesq„,If we ask for our files back from Zach and dis­miss his ser­vices aren’t we enti­tled to them.…Who knows who he’s for­ward­ing them to„,probably just as crooked as him?

  68. i dunno

    I didn’t get a direct email. I only got a print out from the recep­tion­ist at the build­ing where they used to be at. But in my print­out it doesn’t men­tion any­thing about unable to refund fees. I really doubt they are going to for­ward any files to any­one. What email do you have for him I have these 2: admin@zglawoffice.com, zach@zglawoffice.com
    How were you able to write him a let­ter? Did you just use the river­side address and let the post office for­ward it to whereever he directed them to?
    I saw Tim Combs in Avvo and asked him a ques­tion which he replied quickly. I basi­cally wanted to know how much he would charge me. I just can’t think about shelling out any more money for this.

  69. The Luna's

    He sent me the email this evening from the zach@zglawoffice.com..If u want a copy I can email u one at an email address,you cant attach any­thing to this site…
    Ya I’m not happy about fork­ing out more money either but the last thing I need is a lien on our prop­erty that cost alot more to remove…No attor­ney is going to work for nothing…But if I’m going to pay its going to be with some­one with a good repor that I know for sure will file and answer the phone and email when I need them…What other choice do we have…Its like we never hired a attor­ney we might as well have given money to the guy on the side of the road.
    When I called the Riverside County Bar Association she told me to send a let­ter to his old address and it would be for­warded to his address…As long as I sent a let­ter dis­miss­ing his ser­vices and request­ing a refund I am able to send him to arbi­tra­tion to dis­pute If you want more info there # is 951 682‑1015 and ask for Lisa…And since it looks like he’s refus­ing to refund any funds I will be fill­ing out the Client Security Fund..from The State Bar Of California http://www.calbar.ca.gov
    I wouldn’t risk try­ing to file your­self Its alot of paper­work that if its not just right the court will dis­miss your case and you’ll have to start all over again…

  70. i dunno

    @the Luna’s. ok could you please for­ward it to my email its haabaahaabaa@hotmail.com
    yeah, i was more afraid of fac­ing the cred­i­tors at the meet­ing. angry said that they(the cred­i­tors) had their own lawyers present and the medi­a­tor? or the main per­son in charge asked them if any­one wanted to help him out. oh how embar­rass­ing. i would just die. yep its like i just threw that money out the win­dow. I’ll check out that client secu­rity fund. Thanks so much luna.

  71. The Luna's

    @evilesq..thank you for the info…Thats what I fig­ured and thats what I read on the judges decision.…I want my file back and the unearned funds back and I know he’s going to give us a hard time…I’ve hired another attor­ney that is going to rep­re­sent us in our affairs…Well back to fill­ing out more forms…fun

  72. Angry

    @Lunas I called the num­ber for the Riverside Bar and spoke to lisa.She was very nice and I explained to her what happened.I printed out the Arbitration file and mailed it out,along with the State Bar of Ca today.Thank you for that info!
    @i dunno,The meet­ing of cred­i­tors was scary,because we knew Zach prob didn’t do any of the paperwork,just the appli­ca­tion was faxed that we filled out ourselves.The cred­i­tors don’t care if you got took by your lawyer,they want their money that is owed.I had to get some balls and tell the trustee what is next.Of course he answered,“you need a new attor­ney and quick“Basically everyone,Zach really messed us up.Tomorrow we are meet­ing with our new attor­ney and we told him about what happened.He asked me if we had our paper­work from the last filing,I kept think­ing to myself(Damn Zach still has it!)I told him we didn’t.He told us we have to start fresh and he we will deal directly through him.I checked on the State bar of Riverside and Ca,he has good reviews.Here we go again into the depths of sea.…After we fin­ish filing,we are going to pur­sue against Zachary and his law firm and of course PLS for dam­ages and what­ever else I think of..Don’t
    give up the fight!Oh and I sent a email to Zach ask­ing for my files back.I can’t believe he has our tax returns,SS#s,Mortgage statements,pay stub copies..Everyone should go to the office build­ing and check the trash..
    @i dunno,you don’t need a lawyer in the cred­i­tors meeting,but I would tell you its bet­ter not hav­ing to talk to these people..At least I can say I made it to the meet­ing that is so wor­ri­some and dreaded by many..It was like swim­ming in the sea with big sharks wait­ing to bite.….….

  73. i dunno

    @Angry, i feel so sorry that you had to face the cred­i­tors alone. I have a ques­tion for you. Why did you send a copy of the arbi­tra­tion file to the state bar? Did you attach it to the attor­ney com­plaint form? I am send­ing a form in today along with the copies of my pay­ments. I have to send that first before apply­ing for the client fund. I think thats how it goes. I am not famil­iar with the legis­tics of law, court systems/proceedings etc. I would have never known about the attor­ney com­plaint form had I not stum­bled into this forum. @Luna what did you mean by ‘send him to arbi­tra­tion to dis­pute’? Are you plan­ning to sue Zach or is that part of the pro­ce­dures to get your infor­ma­tion back from him? Looks like i have some more leg work to do to help my sit­u­a­tion. I feel like more of a fool see­ing that some peo­ple here paid Zach in August and got more response than I ever did. I paid him in full in May 2010 and I never got a phone call back since that day. Since some here got an actual email from him, I think I was dis­missed as a client after that. Or lost some­where in the move because I was with them when they were across the street. Who knows. I appre­ci­ate every­one shar­ing their expe­ri­ences and info here it has helped me greatly. I am look­ing into hir­ing Tim Combs, thats if he’s will­ing to take my case, I am really messed up.

  74. i dunno

    Oh ok, i just spoke with lisa. Luna and angry you guys plan to take him to fee art­ibi­tra­tion. Its like court? Settling with a medi­a­tor right? I think you have to pay for that, thats what it looks like. I might think of doing that later on. I’m still stress­ing over how I’m going to get the funds to get a new lawyer. But if you win then Zach has to pay you out of his pocket right? Then can you still qual­ify for the client fund?

  75. i dunno

    Well I’m just gonna file the attor­ney com­plaint form and hope the Commission for the client fund sends me a form to apply for the fund. Can’t afford the time or money to do an arbi­tra­tion hear­ing. But those who can have a good chance of win­ning because Zach prob­a­bly wont show. I hope my review for Zach on Avvo gets approved so nobody else gets suck­ered if in some way he’s able to prac­tice again, God forbid.

  76. MustPAY!

    I know the com­pany and employ­ees very well.
    Well first of all Pacific Loan Solutions(PLS) was ran by Sam Ismail and Jeff Torrez,
    Zach was their attor­ney they hired, he worked for them. Jeff T and Sam Ismail took all the money, they are the ones we should be suing/going after. They have our money. Unfortunately Zach and the other peo­ple men­tioned in here, are just employ­ees (some­one asked if Jeff T and Jeff H are the same per­son, they are not Jeff T was the owner of PLS and Jeff H just worked for them all). I am try­ing to find some updated infor­ma­tion on Jeff T and Sam. I had seen and found out that Jeff T had his own com­pany in corona called John Towers Reality, but i can’t find any­thing on them any­more. Does any­one have a updated address for those two, I am going to sue and want them to get served.
    I saw that Sam also had shut the doors to his loca­tion too. Does any­one know if he has reopened in Anaheim like some­one posted? (if so what’s the address).
    I know that Zach left PLS because of what was hap­pen­ing to his name and some of the clients and he stared doing BK’s and than i found out he was fight­ing to keep his license because of the Modification com­plaints (mine included). Now i guess some of the BK cos­tumers are left with­out an attor­ney because of the sus­pen­sion. I fill badly that our com­plaints made you lose out on your bank­ruptcy case but I’m sure you under­stand why we made are com­plaints know to the board.
    But we (mod­i­fi­ca­tion cus­tomers) all need to start look­ing for Sam Ismail and Jeff Torrez to get our money back.
    They took my money and ran. If any­one has some new updated info on them please pro­vided. I was told once by Sam that he lives in Lake Elsinore but that’s as much as i know.

  77. i dunno

    @Mustpay, well that doesn’t explain the email Zach pro­vided to the clients. He said he would for­ward the files to a another attor­ney but he is sup­posed to give them back to the cus­tomers. Also my checks were made payable to Zachary Gonzalez not jeff and sam. Not to men­tion he’s been barred from prac­tic­ing law.

  78. annoyed

    @mustpay –Everybody got screwed…not just loan mod clients. Bottom line is he did very poor and dis­hon­est work for his bk clients too. Although I am sure loan mod clients may have suf­fered some of the biggest losses.

Leave a Reply

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

By submitting a comment you grant this site a perpetual license to reproduce your words, name and web site identification in attribution.